5455 SE Matousek St, Stuart, FL 34997 Property Records

Martin County property record for 5455 SE Matousek St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2020)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-009-000-0022.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-009-000-0022.0-8-0000`
Alternative APNs	`48-38-41-009-000-00220-8` `38769`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,672 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38769
Street Address	5455 SE MATOUSEK ST
City	STUART
State	FL
Zip	34997-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	THE WEST 10 FEET OF LOT 22 AND ALL OF LOT 23 SECOND MAP OF ROCKY POINT ESTATES ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 63 PUBLIC RECORDS OF MARTIN COUNTY FLORIDA AND AN UNDIVIDED 1/195TH INTEREST IN LOT 200 (THE PARK)
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ROCKY POINT ESTATES
Legal Block	1
Legal Lot Number	22,23
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1009
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit VELOCITY COMMUNITY FCU
Dec 2, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 14, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	20202794755
Deed Book / Page	3105 / 1986
Prior Transfer Date	Mar 29, 2010
Prior Transfer Doc	0024450827
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0034121167
Date	Dec 20, 2023
Book Page	3412/1167
Instrument	3050408

Lender

Name	VELOCITY COMMUNITY FCU
Type	Credit Union
Address	WEST PALM BEACH, FL 33420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2038

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404

Mortgage

Document Number	0033482505
Date	Dec 2, 2022
Book Page	3348/2505
Instrument	2992139

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404

Mortgage

Document Number	0032120560
Date	Apr 5, 2021
Book Page	3212/560
Instrument	2879052

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 14, 2020
Property Address	5455 SE MATOUSEK ST, STUART, FL 34997-3404
Document Number	0031051986
Book / Page	003105 / 001986
Instrument Date	Jan 10, 2020
Instrument	2794755
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 SE MATOUSEK ST STUART FL 349973404, STUART, FL 34997-3404

Mortgage

Document Number	31051988
Date	Jan 14, 2020
Book Page	003105/001988
Instrument	2794756

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,440.00 (-0.86%) Homeowner's exemption	$548,277 (+5.99%)	$668,570 (+19.97%) Land $250,000 Building $418,570
2024	$8,513.00 (+1.82%)
2023	$8,361.00 (+3.49%) Additional exemption filed	$517,307 (+3%)	$557,260 (+10.95%) Land $240,000 Building $317,260
2022	$8,079.00 Homeowner's exemption	$502,240 Land $246,100 Building $256,140	$502,240 Land $246,100 Building $256,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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