Wells County property record for 5455 N 450 E, Ossian, IN 46777
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,251 sqft · built 1976 |
| Lot Size | 4.19 acres (182,516 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,565 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-02-400-007.000-010 |
| Primary APN | 90-05-02-400-007.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,251 sqft Living Area |
| 1st Floor Area | 2,251 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 182,516 sqft (4.19 acres) |
| Garage Type | Mixed |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 364 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Lean-To | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001577962 |
|---|---|
| Street Address | 5455 N 450 E |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 02-27-12 4.19A N W COR N W S E |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40300 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5455 N 450 E, OSSIAN, IN 46777-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 5455 N 450 E, OSSIAN, IN 46777-9658 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020253619 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 20253619 |
| Name | FIRST FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 5455 N 450 E, OSSIAN, IN 46777-9658 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20214312 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 20214312 |
| Name | STAR FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 1, 2028 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,565.00 (+11.28%) Homeowner's exemption | $340,900 (+21.27%) Land $90,900 Building $250,000 | $340,900 (+21.27%) Land $90,900 Building $250,000 |
| 2024 | $2,305.00 (+29.42%) | ||
| 2023 | $281,100 (+10.5%) Land $74,400 Building $206,700 | $281,100 (+10.5%) Land $74,400 Building $206,700 | |
| 2022 | $1,781.00 | $254,400 Land $51,800 Building $202,600 | $254,400 Land $51,800 Building $202,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| Watch TV Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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