Forsyth County property record for 5455 Loring St, Cumming, GA 30040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,078 sqft · built 2023 |
| Lot Size | 34.3 acres (1,496,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (May 2025) |
| Tax Bill | $6,411 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-000-702 |
| Primary APN | 055-000-702 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 1,496,722 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000290747 |
|---|---|
| Street Address | 5455 LORING ST |
| City | CUMMING |
| State | GA |
| Zip | 30040-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES3 |
| Legal Description | 3-1 LL 1143 LT 248 LORING PH 4 |
| Legal Subdivision | LORING FKA PROSPECT |
| Legal Phase | 4 |
| Legal Lot Number | 248 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 130307 |
5455 Loring St is owned and occupied by two individuals who bought it in May 2025.
Source: Forsyth County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5455 LORING ST, CUMMING, GA 30040-3139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on File |
| Deed Sale | May 27, 2025 · Amount on File |
| Deed Book / Page | 11544 / 742 |
| Prior Transfer Date | May 8, 2025 |
| Prior Transfer Doc | 0115440742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jul 21, 2023 |
| Property Address | 5455 LORING ST, CUMMING, GA 30040-3139 |
| Document Number | 0110500699 |
| Book / Page | 11050 / 699 |
| Instrument Date | Jul 20, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5455 LORING ST, CUMMING, GA 30040-3139 |
| Document Number | 0011050702 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 11050/702 |
| Name | DHI MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 5455 Loring St was $6,411.
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,411.00 | $261,456 Land $72,000 Building $189,456 | $653,640 Land $180,000 Building $473,640 |
| 2023 | $1,279.00 | $52,000 Land $52,000 | $130,000 Land $130,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5455 Loring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5455 Loring St is low, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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