5455 Heredity Ln, Gainesville, VA 20155 Property Records

Prince William County property record for 5455 Heredity Ln, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,860 sqft · built 2002
Lot Size	0.527 acres (22,978 sqft)
Owner	Individual Name on File
Last Sale	$935,000 (Feb 2023)
Tax Bill	$8,189 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7398-99-7818`

Property Details

APN / Parcel Number

Primary APN	`7398-99-7818`
Alternative APN	`206485`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,860 sqft Living Area
Gross Area	6,610 sqft
1st Floor Area	2,475 sqft
Basement Area	2,068 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	22,978 sqft (0.527 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	206485
Street Address	5455 HEREDITY LN
City	GAINESVILLE
State	VA
Zip	20155-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEMI-RURAL RESIDENTIAL
Legal Description	HERITAGE FARMS SEC 5 L-10
Legal Subdivision	SEC 5
Legal Block	99
Legal Lot Number	10
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3012
Census Tract	901503

Owner

5455 Heredity Ln is owned and occupied by an individual who bought it in February 2023.

Source: Prince William County records, as of July 31, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5455 HEREDITY LN, GAINESVILLE, VA 20155-1330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Deed Document Number	202302210007798
Record Updated	Jun 7, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Feb 21, 2023
Property Address	5455 HEREDITY LN, GAINESVILLE, VA 20155-1330
Document Number	0000007798
Map Reference	DOC 200508110135951
Instrument Date	Feb 15, 2023
Instrument	202302210007798
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5455 HEREDITY LN, GAINESVILLE, VA 20155-1330

Mortgage

Document Number	0000007799
Date	Feb 21, 2023
Instrument	202302210007799

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5455 HEREDITY LN, GAINESVILLE, VA 20155-1330
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 HEREDITY LN, GAINESVILLE, VA 20155-1330

Mortgage

Document Number	0000000603
Date	Jan 5, 2023
Instrument	202301050000603

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5455 HEREDITY LN, GAINESVILLE, VA 20155-1330
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030882
Date	Mar 15, 2021
Instrument	202103150030882

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,189.00	$918,300 Land $273,200 Building $645,100	$918,300 Land $273,200 Building $645,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5455 Heredity Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5455 Heredity Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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