5455 Co Rd 401 S, Henderson, TX 75654 Property Records

Rusk County property record for 5455 Co Rd 401 S, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,782 sqft · built 2008
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,123 (Jun 2022)
Tax Bill	$3,180 (2026)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00702-00300-00008-000000`

Property Details

APN / Parcel Number

Primary APN	`00702-00300-00008-000000`
Alternative APN	`65288`

Interior

Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	33,106 sqft (0.76 acres)
Garage Area	650 sqft

Location & Zoning

Account Number	00702-00300-00008-000000
Street Address	5455 COUNTY ROAD 401 S
City	HENDERSON
State	TX
Zip	75654-6362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 702 H M SMITH SUR
Legal Subdivision	H M SMITH
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2016
Census Tract	950501

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5455 COUNTY ROAD 401 S, HENDERSON, TX 75654-6362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	2022232391
Deed Book / Page	3860 / 31
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Jun 22, 2022
Property Address	5455 COUNTY ROAD 401 S, HENDERSON, TX 75654-6362
Document Number	0003860/31
Book / Page	3860 / 31
Map Reference	VOL 2924 PG 378
Instrument Date	Jun 21, 2022
Instrument	232391
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 COUNTY ROAD 401 S, HENDERSON, TX 75654-6362

Mortgage

Document Number	0000232392
Date	Jun 22, 2022
Instrument	232392

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,180.00 (+124.58%) Homeowner's exemption	$219,600 (+0.3%) Land $24,160 Building $195,440	$219,600 (+0.3%) Land $24,160 Building $195,440
2025	$1,416.00 (+45.83%) Homeowner's exemption	$218,950 (+9.9%) Land $23,400 Building $195,550	$218,950 (+9.9%) Land $23,400 Building $195,550
2023		$199,220 Land $17,120 Building $182,100	$199,220 Land $17,120 Building $182,100
2022	$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RUSK COUNTY WSC COMPTON MCKNIGHT serves 726 people · EPA ID TX2010049
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 401 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures