5455 90th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5455 90th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 2001
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Jan 2002)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-444-0110`

Property Details

APN / Parcel Number

Primary APN	`40-444-0110`
Alternative APNs	`40-00444-0110` `24096`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	200,376 sqft (4.6 acres)
Garage Type	Attached
Garage Area	486 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	32 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	24096
Street Address	5455 90TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2, BLK 1
Legal Range	29W
Legal Township	35N
Legal Section	29
Legal Subdivision	KRONENBERG ACRES
Legal Block	1
Legal Lot Number	2
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2019
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5455 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC
May 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2002 · Amount on Record
Deed Sale	Jan 15, 2002 · Amount on Record
Deed Document Number	200255879
Last Transfer Date	Sep 1, 2017
Transfer Doc	0000845344
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5455 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000896870
Date	Jul 30, 2020
Instrument	896870

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 28, 2020
Property Address	5455 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Document Number	0000892390
Instrument Date	May 5, 2020
Instrument	892390
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9200 57TH ST CLEAR LAKE MN 553199708, CLEAR LAKE, MN 55319-9708

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 28, 2020
Property Address	5455 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Document Number	0000892391
Instrument Date	May 5, 2020
Instrument	892391
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9200 57TH ST CLEAR LAKE MN 553199708, CLEAR LAKE, MN 55319-9708

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 20, 2017
Property Address	5455 90TH AVE SE, SAINT CLOUD, MN 56304-9756
Document Number	0000845344
Instrument Date	Sep 1, 2017
Instrument	845344
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5455 90TH AVE SE, SAINT CLOUD, MN 56304-9756

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,200 (+2.73%) Land $143,600 Building $281,600	$425,200 (+2.73%) Land $143,600 Building $281,600
2025	$3,260.00 (+11.8%)	$413,900 (+8.04%) Land $139,200 Building $274,700	$413,900 (+8.04%) Land $139,200 Building $274,700
2023	$2,916.00	$383,100 Land $130,300 Building $252,800
2021			$383,100 Land $130,300 Building $252,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3
Verizon Fixed Wireless	25 / 6

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