5454 Tilted Stone, Columbia, MD 21045 Property Records

Howard County property record for 5454 Tilted Stone, Columbia, MD 21045

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,452 sqft · built 1977
Lot Size	0.034 acres (1,466 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Feb 2021)
Tax Bill	$5,264 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-110337`

Property Details

APN / Parcel Number

Primary APN	`16-110337`
Alternative APN	`110337`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Total Area
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,466 sqft (0.034 acres)
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	110337
Street Address	5454 TILTED STONE
City	COLUMBIA
State	MD
Zip	21045-2430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT F-75 S 1 AR 1 5454 TILTED STONE VIL LONGREACH
Legal Subdivision	VG OF LONG RCH
Legal Lot Number	F 75
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606607

Owner

5454 Tilted Stone, a townhouse, is owned and occupied by an individual who bought it in February 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5454 TILTED STONE, COLUMBIA, MD 21045-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 22, 2021	Deed, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Aug 12, 2003
Deed Book / Page	20235 / 412
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5454 TILTED STONE, COLUMBIA, MD 21045-2430
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5454 TILTED STONE, COLUMBIA, MD 21045-2430

Mortgage

Document Number	0217430262
Date	Oct 3, 2022
Book Page	21743/262

Lender

Name	PEOPLES BANK
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 22, 2021
Property Address	5454 TILTED STONE, COLUMBIA, MD 21045-2430
Document Number	0202350412
Book / Page	20235 / 412
Map Reference	MB 26 PL 45&46
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETMNTS & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,898.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5454 TILTED STONE, COLUMBIA, MD 21045-2430

Mortgage

Document Number	20235417
Date	Feb 22, 2021
Instrument	20235/417

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5454 Tilted Stone was $5,264 with a homeowner's exemption, up 4.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,264.00 (+4.42%) Homeowner's exemption	$338,700 (+5.18%) Land $160,000 Building $178,700	$338,700 (-) Land $160,000 Building $178,700
2025	$5,041.00 Homeowner's exemption	$322,033	$338,700 Land $160,000 Building $178,700
2023		$288,700 Land $130,000 Building $158,700	$288,700 Land $130,000 Building $158,700
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5454 Tilted Stone in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5454 Tilted Stone is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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