5453 Reef Cir, #55, Carlsbad, CA 92008 Property Records

San Diego County property record for 5453 Reef Cir, #55, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,181 sqft · built 2015
Lot Size	0.186 acres (8,107 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Jun 2017)
Tax Bill	$18,188 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212-102-64-00`

Property Details

APN / Parcel Number

Primary APN	`212-102-64-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	4,181 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	8,107 sqft (0.186 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5453 REEF CIR, 55
City	CARLSBAD
State	CA
Zip	92008-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 16 TR 015992
Legal Subdivision	CT 6-13
Legal Tract	015992
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	22101

Owner

5453 Reef Cir, #55 is owned and occupied by two individuals who bought it in June 2017.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5453 REEF CIR, CARLSBAD, CA 92008-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Deed Document Number	2017264743
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5453 REEF CIR # 55, 55, CARLSBAD, CA 92008-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5453 REEF CIR 55, 55, CARLSBAD, CA 92008-3735

Mortgage

Document Number	0000064920
Date	Jan 27, 2021
Instrument	2021-0064920

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5453 REEF CIR # 55, 55, CARLSBAD, CA 92008-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5453 REEF CIR, CARLSBAD, CA 92008-3735

Mortgage

Document Number	0000818357
Date	Dec 21, 2020
Instrument	2020-0818357

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2017
Property Address	5453 REEF CIR # 55, 55, CARLSBAD, CA 92008-3735
Document Number	0000264743
Map Reference	MAP15992
Instrument Date	Jun 6, 2017
Instrument	2017-0264743
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5453 REEF CIR, CARLSBAD, CA 92008-3735

Mortgage

Document Number	0000264744
Date	Jun 13, 2017
Instrument	2017-0264744

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5453 Reef Cir, #55 was $18,188 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,716,500 (+2%) Land $887,845 Building $828,655
2025	$18,188.00 Homeowner's exemption	$1,682,844 Land $870,437 Building $812,407
2023	$17,475.00 (+1.58%) Homeowner's exemption	$1,617,499 Land $836,638 Building $780,861
2022	$17,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5453 Reef Cir, #55 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5453 Reef Cir, #55 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, GeoLinks.

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