5453 Ivy Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 5453 Ivy Rd, Charlottesville, VA 22903 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,560 sqft · built 1982
Lot Size	8.64 acres (376,402 sqft)
Owner	Individual Name on File
Tax Bill	$11,071 (2026)
Deeds & Mortgages	May 2020 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-09500`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-09500`
Alternative APN	`18338`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,560 sqft Finished Area
Basement Area	2,101 sqft
Finished Basement	895 sqft
Unfinished Basement	1,039 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	376,402 sqft (8.64 acres)

Exterior Amenities

Porch	Slab
Porch Area	417 sqft
Deck Area	216 sqft
Patio Area	1,292 sqft
Balcony Area	28 sqft
Shed	1 Shed
Shed Area	105 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5453 IVY RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE TRACT A-2A
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3017
Census Tract	11000

Owner

Source: Albemarle County records · APN 05700-00-00-09500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5453 IVY RD, CHARLOTTESVILLE, VA 22903-7101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Feb 26, 2020	Deed of Trust, Mortgage FIRST HERITAGE MTG
Apr 09, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5453 IVY RD, CHARLOTTESVILLE, VA 22903-7101
Document Number	0000005987
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5453 IVY RD CHARLOTTESVILLE VA 229037101, CHARLOTTESVILLE, VA 22903-7101

Mortgage

Document Number	0000005987
Date	May 26, 2020
Book Page	005320/000758
Instrument	5987

Lender

Name	ATLANTIC UNION BK
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5453 IVY RD, CHARLOTTESVILLE, VA 22903-7101
Document Number	0000002352
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5453 IVY RD CHARLOTTESVILLE VA 229037101, CHARLOTTESVILLE, VA 22903-7101

Mortgage

Document Number	0000002352
Date	Mar 02, 2020
Book Page	005283/000299
Instrument	2352

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5453 IVY RD, CHARLOTTESVILLE, VA 22903-7101
Document Number	0000004564
Instrument Date	Apr 09, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5453 IVY RD CHARLOTTESVILLE VA 229037101, CHARLOTTESVILLE, VA 22903-7101

Mortgage

Document Number	0000004564
Date	May 14, 2019
Book Page	005165/000644
Instrument	4564

Lender

Name	BRANCH BANKING & TR CO
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,071.00 (+13.64%)	$1,238,400 (+29.3%) Land $370,200 Building $868,200	$1,238,400 (+29.3%) Land $370,200 Building $868,200
2025	$9,742.00 (+19.11%)
2023	$8,179.00	$957,800 Land $308,500 Building $649,300	$957,800 Land $308,500 Building $649,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030110003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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