St. Joseph County property record for 54525 28th St, South Bend, IN 46635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1952 |
| Lot Size | 0.21 acres (9,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Mar 2024) |
| Tax Bill | $1,623 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-32-327-010.000-003 |
| Primary APN | 71-04-32-327-010.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 9,170 sqft (0.21 acres) |
| Lot Dimensions | 131 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 00221557111 |
|---|---|
| Street Address | 54525 28TH ST |
| City | SOUTH BEND |
| State | IN |
| Zip | 46635-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 569 WILMETTE PARK 3RD ADD |
| Legal Subdivision | WILMETTE PARK 3RD ADD |
| Legal Lot Number | 569 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11310 |
Source: St. Joseph County records · APN 71-04-32-327-010.000-003
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU |
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO |
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO |
| Jul 06, 2023 | Deed, Transfer MTC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Jul 06, 2023 · Amount on Record |
| Deed Document Number | 0002405353 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002106222 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 2106222 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 13, 2024 |
| Property Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Document Number | 0002405353 |
| Map Reference | PB 16 PG W |
| Instrument Date | Mar 07, 2024 |
| Instrument | 2405353 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Document Number | 0002405354 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2405354 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 13, 2024 |
| Property Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Document Number | 0002405353 |
| Map Reference | PB 16 PG W |
| Instrument Date | Mar 07, 2024 |
| Instrument | 2405353 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Document Number | 0002405354 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2405354 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jul 06, 2023 |
| Property Address | 54525 28TH ST, SOUTH BEND, IN 46635-1809 |
| Document Number | 0002314854 |
| Map Reference | PB 16 PG W |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2314854 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2024 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 30419 QUAIL POINTE DR, GRANGER, IN 46530-5110 |
Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,400 (+29.78%) Land $44,600 Building $142,800 | $187,400 (+29.78%) Land $44,600 Building $142,800 | |
| 2024 | $1,623.00 (+214.53%) | ||
| 2023 | $516.00 (+12.66%) | $144,400 (-3.99%) Land $44,600 Building $99,800 | $144,400 (-3.99%) Land $44,600 Building $99,800 |
| 2022 | $458.00 (-6.34%) | $150,400 Land $44,600 Building $105,800 | $150,400 Land $44,600 Building $105,800 |
| 2021 | $489.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 525 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5271014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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