5451 W Virginia Ave, Phoenix, AZ 85035 Property Records

Maricopa County property record for 5451 W Virginia Ave, Phoenix, AZ 85035

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,537 sqft · built 1964
Lot Size	0.163 acres (7,113 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jan 2024)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Aug 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`103-17-065`

Property Details

APN / Parcel Number

Primary APN	`103-17-065`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
1st Floor Area	1,537 sqft

Exterior

Year Built	Built 1964
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,113 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5451 W VIRGINIA AVE
City	PHOENIX
State	AZ
Zip	85035-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	HOMESTEAD TERRACE 3
Legal Range	02E
Legal Township	02N
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	HOMESTEAD TERRACE 3
Legal Lot Number	311
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3002
Census Tract	112401

Owner

5451 W Virginia Ave is owned and occupied by an individual who bought it in January 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 31, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2023	Warranty Deed, Transfer · Commercial Mortgage GREEN AND GOLD INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Document Number	20240050101
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814

Mortgage

Document Number	0000487784
Date	Apr 30, 2021
Instrument	20210487784

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	831 Months
Due	Jul 23, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.56%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year CMT

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814

Mortgage

Document Number	0000614108
Date	Aug 1, 2022
Instrument	20220614108

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	815 Months
Due	Jul 23, 2090

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2024
Property Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814
Document Number	0000050101
Map Reference	MB 99 PG 8
Instrument Date	Jan 26, 2024
Instrument	20240050101
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6405 N 171ST LN, WADDELL, AZ 85355-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814

Mortgage

Document Number	0000050103
Date	Jan 31, 2024
Instrument	20240050103

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2023
Property Address	5451 W VIRGINIA AVE, PHOENIX, AZ 85035-1814
Document Number	0000555384
Map Reference	MB 99 PG 8
Instrument Date	Oct 24, 2023
Instrument	20230555384
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 DEER CROSSING CT NE, CORYDON, IN 47112-7285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 N 171ST LN, WADDELL, AZ 85355-9798
Investor	Possibly a Property Investor

Mortgage

Document Number	0000555385
Date	Oct 25, 2023
Instrument	20230555385

Lender

Name	GREEN AND GOLD INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5451 W Virginia Ave was $1,175.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Cartwright Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,130	$271,300 Land $54,200 Building $217,100
2025	$1,175.00
2024		$28,970 (+22.18%)	$289,700 (+22.18%) Land $57,900 Building $231,800
2023	$1,067.00 (+6.49%)	$23,710 Land $4,740 Building $18,970	$237,100 Land $47,400 Building $189,700
2022	$1,002.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5451 W Virginia Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5451 W Virginia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 871 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile, Verizon.

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