5451 Vantage Point Rd, #11, Columbia, MD 21044 Property Records

Howard County property record for 5451 Vantage Point Rd, #11, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,440 sqft · built 1984
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$99,400 (Apr 1984)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-068965`

Property Details

APN / Parcel Number

Primary APN	`15-068965`
Alternative APN	`068965`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	068965
Street Address	5451 VANTAGE POINT RD, 11
City	COLUMBIA
State	MD
Zip	21044-2630
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	P/O LOT D-8 1.2718 A 5451 VANTAGE POINT RD 11 TOWN CENTER S 7 AR 7
Legal Subdivision	WATERBURY CONDOMINIUM INC
Legal Lot Number	UN 11
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1001
Census Tract	605404

Owner

Source: Howard County records · APN 15-068965

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5451 VANTAGE POINT RD, 11, COLUMBIA, MD 21044-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 1984 · Amount on Record
Deed Sale	Apr 18, 1984 · Amount on Record
Deed Book / Page	1244 / 149
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5451 VANTAGE POINT RD # 11, 11, COLUMBIA, MD 21044-2630
Document Number	0184030266
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 VANTAGE POINT RD COLUMBIA MD 210442630, COLUMBIA, MD 21044-2630

Mortgage

Document Number	0184030266
Date	Oct 10, 2018
Book Page	018403/000266

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,333 (+5.14%)	$374,800 (-) Land $170,000 Building $204,800
2025	$4,483.00 (+38.62%) Homeowner's exemption	$339,867 (+11.49%)	$374,800 (+16.25%) Land $170,000 Building $204,800
2023		$304,833	$322,400 Land $155,000 Building $167,400
2022	$3,234.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 units insured incl. 28 condo units

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.