Buchanan County property record for 5451 SE 70th Rd, Saint Joseph, MO 64507
| Property Type | Rural Home |
|---|---|
| Details | 3,354 sqft · built 2020 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,231 (2025) |
| Deeds & Mortgages | Jun 2021 Second Mortgage Oct 2020 Mortgage + 2 more |
| APN | 07-9.0-32-000-000-001.001 |
| Primary APN | 07-9.0-32-000-000-001.001 |
|---|
| Building Area | 3,354 sqft Base Area |
|---|---|
| 1st Floor Area | 3,354 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 135,036 sqft (3.1 acres) |
| Street Address | 5451 SE 70TH RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | 32-57-34NESUB: LOT: BLK:LGL DESC:COMM CENTER OF SEC N 1371.43' TO POB N 50' NE 439.76' SE 260.91' SW 243.19' SW 139.72' NW 334.89' TO POB LESS RD R/W |
| Legal Range | 34W |
| Legal Township | 57N |
| Legal Section | 32 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2356 |
| Census Tract | 2700 |
5451 SE 70th Rd, a rural home, is owned and occupied by two individuals.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5451 SE 70TH RD, SAINT JOSEPH, MO 64507-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK OF EVEREST |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK OF EVEREST |
| Oct 17, 2018 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5451 SE 70TH RD, SAINT JOSEPH, MO 64507-7706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5451 SE 70TH RD, SAINT JOSEPH, MO 64507-7706 |
| Document Number | 3763/129 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 3763/129 |
| Instrument | 2021005793 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | May 12, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5451 SE 70TH RD, SAINT JOSEPH, MO 64507-7706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 3754/885 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 3754/885 |
| Instrument | 2020010070 |
| Name | UNION STATE BANK OF EVEREST |
|---|---|
| Type | Bank |
| Address | ATCHISON, KS 66002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5451 SE 70TH RD, SAINT JOSEPH, MO 64507-7706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3747/259 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 3747/259 |
| Instrument | 2020002405 |
| Name | UNION STATE BANK OF EVEREST |
|---|---|
| Type | Bank |
| Address | GOWER, MO 64454 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 17, 2018 |
| Property Address | 5451 SE 70TH RD, SAINT JOSEPH, MO 64507-7706 |
| Document Number | 003711/212 |
| Book / Page | 3711 / 212 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018009773 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2702 FELIX ST, SAINT JOSEPH, MO 64501-3245 |
The 2025 property tax bill for 5451 SE 70th Rd was $4,231.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,231.00 | $67,170 Land $3,960 Building $63,210 | $354,030 Land $21,360 Building $332,670 |
| 2024 | $4,231.00 (+22.6%) | ||
| 2023 | $3,451.00 (-0.78%) | $60,100 (-) Land $3,960 Building $56,140 | $316,850 Land $21,360 Building $295,490 |
| 2022 | $3,478.00 | $60,100 Land $3,960 Building $56,140 | |
| 2021 | $316,850 Land $21,360 Building $295,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5451 SE 70th Rd; there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5451 SE 70th Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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