Hamilton County property record for 5451 Grafton Ave, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,292 sqft · built 2020 |
| Lot Size | 0.129 acres (5,641 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $328,940 (Apr 2020) |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-0002-0632-00 |
| Primary APN | 119-0002-0632-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| 2nd Floor Area | 1,264 sqft |
| Basement Area | 1,028 sqft |
| Finished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,641 sqft (0.129 acres) |
| Lot Width | 47 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5451 GRAFTON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAFTON AVE LOT 2400.1395 AC THE VILLAGES OF DAYBREAK PHASE 6 |
| Legal Subdivision | VILLAGES/DAYBREAK PH 6 |
| Legal Phase | 6 |
| Legal Lot Number | 2400 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 6300 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5451 GRAFTON AVE, CINCINNATI, OH 45237-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Apr 9, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST EQUITY MORTGAGE INC |
| Nov 13, 2019 | Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK |
| Oct 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on Record |
| Deed Sale | Apr 9, 2020 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Document Number | 0000033359 |
| Deed Book / Page | 14143 / 1060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5451 GRAFTON AVE, CINCINNATI, OH 45237-1161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021451 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 14613/2030 |
| Instrument | 2022-0021451 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 9, 2020 |
| Property Address | 5451 GRAFTON AVE, CINCINNATI, OH 45237-1161 |
| Document Number | 0000033359 |
| Book / Page | 14143 / 1060 |
| Map Reference | MB 436 PG 18-20 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 2020-0033359 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000033360 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020-0033360 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 13, 2019 |
| Property Address | 5451 GRAFTON AVE, CINCINNATI, OH 45237-1161 |
| Book / Page | 014043 / 000829 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 99716 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7241 WOOSTER PIKE CINCINNATI OH 452273830, CINCINNATI, OH 45227-3830 |
| Document Number | 0000099716 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 014043/000829 |
| Instrument | 99716 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | FORT WRIGHT, KY 41011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 25, 2019 |
| Property Address | 5451 GRAFTON AVE, CINCINNATI, OH 45237-1161 |
| Document Number | 0000093353 |
| Book / Page | 014031 / 002632 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 93353 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7203 WOOSTER PIKE CINCINNATI OH 452273830, CINCINNATI, OH 45227-3830 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,128.00 (+3.11%) | $114,363 (-) Land $11,375 Building $102,988 | |
| 2024 | $1,094.00 (-2.23%) | $114,363 (-) Land $11,375 Building $102,988 | |
| 2023 | $1,119.00 (-13.72%) | $114,363 (-0.67%) Land $11,375 Building $102,988 | $326,750 (-0.67%) Land $32,500 Building $294,250 |
| 2022 | $1,297.00 Homeowner's exemption | $115,129 Land $12,173 Building $102,956 | |
| 2020 | $328,940 Land $34,780 Building $294,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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