5451 Cubles Dr, Bokeelia, FL 33922 Property Records

Lee County property record for 5451 Cubles Dr, Bokeelia, FL 33922

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2.5 ba · 1,634 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2016)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`16-44-22-06-00017.0000`

Property Details

APN / Parcel Number

Primary APN	`16-44-22-06-00017.0000`
Alternative APNs	`22164406000170000` `10013719`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	3,953 sqft
1st Floor Area	1,634 sqft
Basement Area	762 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Metal
Lot Area	108,900 sqft
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,408 sqft
Patio Area	237 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10013719
Street Address	5451 CUBLES DR
City	BOKEELIA
State	FL
Zip	33922-3302
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	AG-2
Legal Description	BAYVIEW RANCHETTES UNIT 2 OR 962 PG 577 LOT 17
Legal Range	22E
Legal Township	44S
Legal Section	16
Legal Subdivision	BAYVIEW RANCHETTES
Legal Tract	17
Legal Block	3
Legal Lot Number	17
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	3
Census Block	3043
Census Tract	70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5451 CUBLES DR, BOKEELIA, FL 33922-3302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 23, 2018	Deed of Trust, Mortgage · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2016 · Amount on Record
Deed Sale	Sep 6, 2016 · Amount on Record
Prior Sale	Jan 27, 2015 · Amount on Record
Deed Document Number	2016189462
Prior Transfer Date	Jan 20, 1997
Prior Transfer Doc	2801001476
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	5451 CUBLES DR, BOKEELIA, FL 33922-3302
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 CUBLES DR, BOKEELIA, FL 33922-3302

Mortgage

Document Number	0000314801
Date	Sep 24, 2021
Instrument	2021000314801

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Sep 23, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	5451 CUBLES DR, BOKEELIA, FL 33922-3302
Document Number	0000185573
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 CUBLES DR BOKEELIA FL 339223302, BOKEELIA, FL 33922-3302

Mortgage

Document Number	0000185573
Date	Aug 2, 2018
Instrument	185573

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,451 (+2.7%)	$442,354 (-21.09%) Land $125,486 Building $316,868
2025	$4,085.00 (+7.84%) Homeowner's exemption	$268,209 (+5.99%)	$560,586 (+13.92%) Land $107,680 Building $452,906
2023	$3,788.00 (+39.11%) Homeowner's exemption	$253,058 (+47.19%)	$492,088 (+73.05%) Land $153,739 Building $338,349
2022	$2,723.00 Homeowner's exemption	$171,923	$284,354 Land $110,445 Building $173,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 units insured incl. 210 condo units
Nearby Flood Claims	242 (1982–2024)
Claims Outside the SFHA	7 of 242
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Helene, Oct 2024 · 56 claims Hurricane Ian, Sep 2022 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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