5451 Black Bear Rd, Needmore, PA 17238 Property Records

Fulton County property record for 5451 Black Bear Rd, Needmore, PA 17238

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1952
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Aug 2026)
Tax Bill	$1,340 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-06-022.-000`

Property Details

APN / Parcel Number

Primary APN	`06-06-022.-000`

Interior

Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	5451 BLACK BEAR RD
City	NEEDMORE
State	PA
Zip	17238-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	LICKING CREEK
Census Block Group	3
Census Block	3039
Census Tract	960200

Owner

Source: Fulton County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6007 CITO RD, MC CONNELLSBURG, PA 17233-8730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
May 7, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	20261133
Deed Book / Page	736 / 596
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON PA
Recording Date	Aug 25, 2026
Property Address	5451 BLACK BEAR RD, NEEDMORE, PA 17238-8840
Document Number	0000001133
Book / Page	736 / 596
Instrument Date	Aug 25, 2026
Instrument	20261133
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	SETTLEMENT COMPANY, FRIENDS SETTLEMENT & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243,410.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6007 CITO RD, MC CONNELLSBURG, PA 17233-8730

Mortgage

Document Number	0000001134,
Date	Aug 25, 2026
Instrument	20261134

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000001135,
Date	Aug 25, 2026
Book Page	736/630
Instrument	20261135

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FULTON PA
Recording Date	May 7, 2021
Property Address	5451 BLACK BEAR RD, NEEDMORE, PA 17238-8840
Document Number	669/426
Book / Page	669 / 426
Instrument Date	May 7, 2021
Instrument	2021-000749
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	A PLUS SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5451 BLACK BEAR RD, NEEDMORE, PA 17238-8840

Mortgage

Document Number	2021000750
Date	May 7, 2021
Instrument	2021-000750

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Licking Creek Township
Unified School District	Central Fulton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,340.00 (+4.61%)	$25,830 (-) Land $5,880 Building $19,950
2025	$1,281.00 (+5.26%)	$25,830 (-) Land $5,880 Building $19,950	$25,830 (-) Land $5,880 Building $19,950
2023	$1,217.00	$25,830 Land $5,880 Building $19,950
1990			$25,830 Land $5,880 Building $19,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1996–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Upward Broadband Fixed Wireless	400 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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