545 Winding Way, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 545 Winding Way, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	2,849 sqft · built 1999
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Nov 2025)
Tax Bill	$10,682 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
APN	`11-01001-0000-00008-04`

Property Details

APN / Parcel Number

Primary APN	`11-01001-0000-00008-04`
Alternative APN	`11010010000000080004`

Interior

Stories	2 Stories
Building Area	2,849 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	545 WINDING WAY
City	GALLOWAY
State	NJ
Zip	08205-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	TOWNSHIP/GALLOWAY
Legal Block	1001
Legal Lot Number	8.4
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2016
Census Tract	10505

Owner

545 Winding Way is owned by an individual who bought it in November 2025.

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	47 NORWOOD AVE, 1, IRVINGTON, NJ 07111-4010
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed, Transfer · VA Mortgage ACRE MORTGAGE & FINANCIAL INC
Mar 31, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	202544607
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Nov 26, 2025
Property Address	545 WINDING WAY, GALLOWAY, NJ 08205-4330
Document Number	0000044607
Instrument Date	Sep 25, 2025
Instrument	2025044607
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SJS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 WINDING WAY, GALLOWAY, NJ 08205-4330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 NORWOOD AVE # 1, 1, IRVINGTON, NJ 07111-4010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044608
Date	Nov 26, 2025
Instrument	2025044608

Lender

Name	ACRE MORTGAGE & FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2055

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Mar 31, 2022
Property Address	545 WINDING WAY, GALLOWAY, NJ 08205-4330
Document Number	0000014999
Instrument Date	Nov 22, 2021
Instrument	2022014999
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7333 CLUBHOUSE CIR, EGG HARBOR CITY, NJ 08215-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 WINDING WAY, GALLOWAY, NJ 08205-4330
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015000
Date	Mar 31, 2022
Instrument	2022015000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	545 WINDING WAY, GALLOWAY, NJ 08205-4330
Document Number	0000045159
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 WINDING WAY GALLOWAY NJ 082054330, GALLOWAY, NJ 08205-4330

Mortgage

Document Number	0000045159
Date	Sep 3, 2020
Instrument	45159

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 545 Winding Way was $10,682, up 1.6% from the year before.

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,100 (-) Land $54,100 Building $261,000	$315,100 (-) Land $54,100 Building $261,000
2025	$10,682.00 (+1.56%)	$315,100 Land $54,100 Building $261,000	$315,100 Land $54,100 Building $261,000
2024	$10,518.00
2023		$315,100 Land $54,100 Building $261,000	$315,100 Land $54,100 Building $261,000
2022	$10,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 545 Winding Way; there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1980–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Winding Way is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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