Chesapeake City property record for 545 Willow Oak Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,593 sqft · built 1983 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2019) |
| Tax Bill | $4,045 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Dec 2019 Sale & Mortgage |
| APN | 0614010000190 |
| Primary APN | 0614010000190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Attic | Attic |
| Attic Area | 315 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Deck Area | 315 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 WILLOW OAK DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 114 POPLAR RIDGE S SC TWO & RESB LOT 52 SC ONE PT |
| Legal Subdivision | POPLAR RIDGE SOUTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21013 |
545 Willow Oak Dr is owned and occupied by an individual who bought it in December 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 WILLOW OAK DR, CHESAPEAKE, VA 23322-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage VAN DYK MORTGAGE CORPORATION |
| Dec 2, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on File |
| Deed Sale | Dec 2, 2019 · Amount on File |
| Prior Sale | Oct 22, 2009 · Amount on File |
| Deed Document Number | 201933194 |
| Deed Book / Page | 10085 / 1013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 545 WILLOW OAK DR, CHESAPEAKE, VA 23322-7714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 9905/857 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 9905/857 |
| Instrument | 180010346 |
| Name | VAN DYK MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 2, 2019 |
| Property Address | 545 WILLOW OAK DR, CHESAPEAKE, VA 23322-7714 |
| Document Number | 10085/1013 |
| Book / Page | 10085 / 1013 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 190033194 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 WILLOW OAK DR, CHESAPEAKE, VA 23322-7714 |
| Document Number | 190033195 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 190033195 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 545 Willow Oak Dr was $4,045.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,200 (+2.67%) Land $210,000 Building $201,200 | $411,200 (+2.67%) Land $210,000 Building $201,200 | |
| 2025 | $4,045.00 | $400,500 Land $185,000 Building $215,500 | $400,500 Land $185,000 Building $215,500 |
| 2023 | $358,900 (+7.84%) Land $175,000 Building $183,900 | $358,900 (+7.84%) Land $175,000 Building $183,900 | |
| 2022 | $332,800 Land $150,000 Building $182,800 | $332,800 Land $150,000 Building $182,800 | |
| 2019 | $2,829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 545 Willow Oak Dr; there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1999–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Willow Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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