545 Whitehall Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 545 Whitehall Rd, Chattanooga, TN 37405

Property Summary

Property Type	Vacant Land
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2024)
Tax Bill	$416 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135B G 008`

Property Details

APN / Parcel Number

Primary APN	`135B G 008`

Exterior

Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	210 ft deep x 100 ft wide

Location & Zoning

Street Address	545 WHITEHALL RD
City	CHATTANOOGA
State	TN
Zip	37405-3747
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LTS 185-187 VALHAMBROSIA PB 4 PG 17&18 1960C 14 03
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	185-187 186
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

545 Whitehall Rd, vacant land, is owned by an individual who bought it in July 2024.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10952 HIGH RIVER DR, SODDY DAISY, TN 37379-3279
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FIDELITY BANK
Jul 11, 2024	Warranty Deed, Transfer EQUI TITLE INC, EQUITITLE INC
Mar 6, 2023	Warranty Deed, Transfer WILSONBERRY TITLE & ESCROW LLC, WILSON BERRY T&E LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Mar 6, 2023 · Amount on File
Deed Document Number	2024071100042
Deed Book / Page	13646 / 93
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	545 WHITEHALL RD, CHATTANOOGA, TN 37405-3747
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10952 HIGH RIVER DR, SODDY DAISY, TN 37379-3279

Mortgage

Document Number	0000000121
Date	Oct 6, 2025
Book Page	14065/897
Instrument	2025100600121

Lender

Name	FIRST FIDELITY BANK
Type	Bank
Address	FORT PAYNE, AL 35967

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 11, 2024
Property Address	545 WHITEHALL RD, CHATTANOOGA, TN 37405-3747
Document Number	0000000042
Book / Page	13646 / 93
Map Reference	MB 4 PG 17&18
Instrument Date	Jul 5, 2024
Instrument	2024071100042
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10952 HIGH RIVER DR, SODDY DAISY, TN 37379-3279

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 6, 2023
Property Address	545 WHITEHALL RD, CHATTANOOGA, TN 37405-3747
Document Number	0000000285
Book / Page	13229 / 681
Map Reference	MB 4 PG 17-18
Instrument Date	Feb 14, 2023
Instrument	2023030600285
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	WILSONBERRY TITLE & ESCROW LLC, WILSON BERRY T&E LLC

Transaction

Amount	Amount on Record
Tax	$182.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9, PONTE VEDRA BEACH, FL 32004-0009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 545 Whitehall Rd was $416, down 15.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (-15.45%)	$27,500 (+25%)	$110,000 (+25%) Land $110,000
2024	$492.00	$22,000 (-)	$88,000 (-) Land $88,000
2023	$492.00	$22,000 (-)	$88,000 (-) Land $88,000
2022	$492.00	$22,000	$88,000 Land $88,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Whitehall Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Whitehall Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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