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545 Wayside Rd, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 545 Wayside Rd, Neptune, NJ 07753

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,692 sqft · built 1960
Lot Size0.234 acres (10,202 sqft)
OwnerIndividual Name on Record
Tax Bill$9,907 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN35-02709-0000-00002

Property Details

APN / Parcel Number

Primary APN35-02709-0000-00002
Alternative APNs
  • 3500535000000007
  • 00067118

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,692 sqft Living Area
1st Floor Area1,692 sqft
Upper Floors Area1,164 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area10,202 sqft (0.234 acres)
Lot Dimensions102 ft deep x 100 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00067118
Street Address545 WAYSIDE RD
CityNEPTUNE
StateNJ
Zip07753-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal Block2709
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionNEPTUNE
Census Block Group2
Census Block2023
Census Tract807800

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 WAYSIDE RD, NEPTUNE, NJ 07753-3851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 22, 2020
Transfer Doc0000127345
Record UpdatedSep 20, 2026

October 2020: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionMONMOUTH NJ
Recording DateOct 29, 2020
Property Address545 WAYSIDE RD, NEPTUNE, NJ 07753-3851
Document Number0000127345
Book / Page009453 / 001613
Instrument DateAug 26, 2020
Instrument127345
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 WAYSIDE RD NEPTUNE NJ 077533851, NEPTUNE, NJ 07753-3851

Mortgage

Document Number127346
DateOct 29, 2020
Book Page009453/001673
Instrument127346
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term708 Months
DueOct 28, 2079
Interest
Rate TypeAdjustable Rate
Rate3.99%

Mortgage

Document Number127347,
DateOct 29, 2020
Book Page009453/001709
Instrument127347
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term708 Months
DueOct 28, 2079
Interest
Rate TypeAdjustable Rate
Rate3.99%

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionNeptune Township
Unified School DistrictNeptune Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$502,200 (-6.72%) Land $299,800 Building $202,400$502,200 (-6.72%) Land $299,800 Building $202,400
2025$9,907.00 (+13.37%) Senior Citizen's exemption$538,400 (+21.89%) Land $282,400 Building $256,000$538,400 (+21.89%) Land $282,400 Building $256,000
2024$8,739.00 (+9.33%)
2023$441,700 Land $178,100 Building $263,600$441,700 Land $178,100 Building $263,600
2022$7,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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