545 Wayah Rdg, Murphy, NC 28906 Property Records

Cherokee County property record for 545 Wayah Rdg, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,272 sqft · built 2023
Lot Size	2.18 acres (94,961 sqft)
Owner	Company Name on File
Last Sale	$60,000 (May 2022)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457400234929000`

Property Details

APN / Parcel Number

Primary APN	`457400234929000`
Alternative APNs	`34304` `57540`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,272 sqft Heated Area
Basement Area	2,272 sqft
Finished Basement	2,272 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Lot Dimensions	484 ft deep x 190 ft wide
Terrain	Mountain
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	516 sqft
Deck Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57540
Street Address	545 WAYAH RDG
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 THE RIDGES OF CAROLINA 1712/489
Legal Lot Number	50
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1051
Census Tract	930300

Owner

Source: Cherokee County records · APN 457400234929000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	19 RIVER CHASE WAY, ORMOND BEACH, FL 32174-1874
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2022	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
May 25, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC
Jul 21, 2020	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	3484
Deed Book / Page	1712 / 1212
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	545 WYAH RDG, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RIVER CHASE WAY, ORMOND BEACH, FL 32174-1874

Mortgage

Document Number	01719/1336
Date	Sep 02, 2022
Book Page	1719/1336
Instrument	5730

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 25, 2022
Property Address	545 WYAH RDG, MURPHY, NC 28906
Document Number	01712/1212
Book / Page	1712 / 1212
Map Reference	CAB H PG 1346-1350
Instrument Date	May 25, 2022
Instrument	3484
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 TOBE STALCUP RD, MURPHY, NC 28906-2177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RIVER CHASE WAY, ORMOND BEACH, FL 32174-1874

July 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 21, 2020
Property Address	545 WYAH RDG, MURPHY, NC 28906
Document Number	001650/248
Book / Page	1650 / 248
Instrument Date	Jun 29, 2020
Instrument	3706
Transaction Type	Foreclosure
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SILER RD, FRANKLIN, NC 28734-1985

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,701.00	$539,830 (+5,898.11%)	$539,830 (+5,898.11%) Land $9,000 Building $530,830
2023		$9,000	$9,000 Land $9,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	10 / 1

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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