545 W Heron Dr, Beloit, WI 53511 Property Records

Rock County property record for 545 W Heron Dr, Beloit, WI 53511 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · built 2018
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2024)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-1439.16`

Property Details

APN / Parcel Number

Primary APN	`6-2-1439.16`
Alternative APN	`004 152116`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Basement Area	1,816 sqft
Unfinished Basement	1,816 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 152116
Street Address	545 W HERON DR
City	BELOIT
State	WI
Zip	53511-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 HERON BAY LOT 16
Legal Subdivision	HERON BAY
Legal Lot Number	16
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1002
Census Tract	2200

Owner

Source: Rock County records · APN 6-2-1439.16

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 W HERON DR, BELOIT, WI 53511-8835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2018	Deed of Trust, Mortgage · Construction Mortgage ROCKFORD BANK & TRUST CO
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Nov 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage THOMPSON KANE & CO LLC
Feb 01, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Dec 12, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ASSOCIATED BANK
May 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2024 · Amount on Record
Deed Sale	Feb 01, 2024 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	20242256165
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	545 W HERON DR, BELOIT, WI 53511-8835
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002109280
Date	Aug 06, 2018
Instrument	2109280

Lender

Name	ROCKFORD BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	545 W HERON DR, BELOIT, WI 53511-8835
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002141111
Date	Nov 13, 2019
Instrument	2141111

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2034

Interest

Rate Type	Fixed Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	545 W HERON DR, BELOIT, WI 53511-8835
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002252893
Date	Nov 30, 2023
Instrument	2252893

Lender

Name	THOMPSON KANE & CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 01, 2024

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 01, 2024
Property Address	545 W HERON DR, BELOIT, WI 53511-8835
Document Number	0002256165
Instrument Date	Jan 29, 2024
Instrument	2256165
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 W HERON DR, BELOIT, WI 53511-8835

Mortgage

Document Number	0002256166
Date	Feb 01, 2024
Instrument	2256166

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2020
Change Frequency	6 Months
Min Rate At Change	4.13%
Max Rate At Change	8.13%
Index	Other
Margin	3
Max Rate	11.1%

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 12, 2018
Property Address	545 W HERON DR, BELOIT, WI 53511-8835
Document Number	0002118116
Instrument Date	Dec 06, 2018
Instrument	2118116
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$749.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 W HERON DR, BELOIT, WI 53511-8835

Mortgage

Document Number	0002118117
Date	Dec 12, 2018
Instrument	2118117

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 31, 2018
Property Address	545 W HERON DR, BELOIT, WI 53511-8835
Document Number	0002104209
Instrument Date	May 21, 2018
Instrument	2104209
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,746.00 (+17.41%) Homeowner's exemption	$351,000 (+7.01%) Land $21,200 Building $329,800	$433,300 (+27.07%)
2023	$4,894.00 (-11.31%) Homeowner's exemption	$328,000 (+31.25%) Land $21,200 Building $306,800	$341,000 (+2.71%)
2022	$5,518.00 Homeowner's exemption	$249,900 Land $26,100 Building $223,800	$332,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551050022001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
ResTech Services	Fixed Wireless (unlicensed)	100 / 25

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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