Chippewa County property record for 545 W Cedar St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1885 |
| Lot Size | 0.29 acres (12,711 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jun 2025) |
| Tax Bill | $2,326 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22809-0114-6156-0607 |
| Primary APN | 22809-0114-6156-0607 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Basement Area | 189 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Roof Material | Metal |
| Lot Area | 12,711 sqft (0.29 acres) |
| Cooling System | None |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 2828 |
|---|---|
| Street Address | 545 W CEDAR ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAXEINER PLACE LOTS 7 & 8 BLK 6 |
| Legal Range | 09W |
| Legal Township | 28N |
| Legal Section | 01 |
| Legal Subdivision | MAXEINER PLACE |
| Legal Block | 6 |
| Legal Lot Number | 7-8 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 6 |
| Census Block | 6022 |
| Census Tract | 10300 |
545 W Cedar St is owned and occupied by an individual who bought it in June 2025.
Source: Chippewa County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MARINE CREDIT UNION |
| Oct 29, 2020 | Deed of Trust, Mortgage · ARM MARINE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on File |
| Deed Sale | Jun 23, 2025 · Amount on File |
| Deed Document Number | 2025961007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 545 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1637 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000937185 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 937185 |
| Name | MARINE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 545 W CEDAR ST, CHIPPEWA FALLS, WI 54729-1637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 908877 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 908877 |
| Name | MARINE CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.9% |
| Type Change Date | Nov 1, 2025 |
| Index | Other |
The 2025 property tax bill for 545 W Cedar St was $2,326 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,326.00 Homeowner's exemption | $93,100 Land $25,200 Building $67,900 | $186,200 |
| 2023 | $1,546.00 Homeowner's exemption | $93,100 Land $25,200 Building $67,900 | $120,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 545 W Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 545 W Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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