545 W 6th St, Flora, IL 62839 Property Records

Clay County property record for 545 W 6th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 851 sqft · built 1925
Lot Size	0.144 acres (6,287 sqft)
Owner	Individual Name on File
Last Sale	$50,666 (May 2026)
Tax Bill	$422 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-26-219-010`

Property Details

APN / Parcel Number

Primary APN	`10-26-219-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	851 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	6,287 sqft (0.144 acres)
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	545 W 6TH ST
City	FLORA
State	IL
Zip	62839-1112
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A E BILLINGS 4TH ADDN LOT 11
Legal Subdivision	A E BILLINGS 4TH ADD
Legal Lot Number	11
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1039
Census Tract	972100

Owner

545 W 6th St, a residential property, is owned by an individual who bought it in May 2026.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	539 W 6TH ST, FLORA, IL 62839-1112
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 18, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	May 18, 2011 · Amount on File
Deed Document Number	2026952
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	0000013189
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 18, 2026
Property Address	545 W 6TH ST, FLORA, IL 62839-1112
Document Number	0000000952
Instrument Date	May 11, 2026
Instrument	2026952
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$7,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	539 W 6TH ST, FLORA, IL 62839-1112
Investor	Possibly a Property Investor

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Dec 18, 2025
Property Address	545 W 6TH ST, FLORA, IL 62839-1112
Document Number	0000213189
Instrument Date	Dec 15, 2025
Instrument	213189
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 E 6TH ST, FLORA, IL 62839-1936

Tax Assessment & Valuation

The 2025 property tax bill for 545 W 6th St was $422, up 5% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$422.00 (+4.98%)	$5,518 (+11.45%) Land $2,772 Building $2,746	$16,554 (+11.45%) Land $8,316 Building $8,238
2024	$402.00	$4,951 Land $2,487 Building $2,464	$14,853 Land $7,461 Building $7,392
2022	$397.00 (+9.37%)	$4,172 Land $2,091 Building $2,081	$12,516 Land $6,273 Building $6,243
2021	$363.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 545 W 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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