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545 Virgil St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 545 Virgil St, Bay Point, CA 94565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,063 sqft · built 1980
Lot Size0.083 acres (3,600 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Jun 2026)
Tax Bill$4,537 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN098-406-014-5

Property Details

APN / Parcel Number

Primary APN098-406-014-5
Alternative APN
  • 098-406-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,063 sqft Living Area
Gross Area1,513 sqft
1st Floor Area1,063 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area3,600 sqft (0.083 acres)
Lot Dimensions80 ft deep x 40 ft wide
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address545 VIRGIL ST
CityBAY POINT
StateCA
Zip94565-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM29
Legal DescriptionT05380 L0131 B EX MR
Legal Subdivision5380
Legal Tract05380
Legal Lot Number131
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group1
Census Block1002
Census Tract314103

Owner

545 Virgil St is owned and occupied by an individual who bought it in June 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address545 VIRGIL ST, BAY POINT, CA 94565-1544
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2026 · Amount on File
Deed SaleJun 3, 2026 · Amount on File
Prior SaleSep 4, 2015 · Amount on File
Deed Document Number202657964
Prior Transfer DateAug 29, 2015
Prior Transfer Doc0000185120
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 3, 2026
Property Address545 VIRGIL ST, BAY POINT, CA 94565-1544
Document Number0000057964
Instrument DateMay 22, 2026
Instrument202657964
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58,327.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address545 VIRGIL ST, BAY POINT, CA 94565-1544
InvestorPossibly a Property Investor

Mortgage

Document Number0000057965,
DateJun 3, 2026
Instrument202657965
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 545 Virgil St was $4,537.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$330,839 (+2%) Land $181,117 Building $149,722
2025$4,537.00$324,353 Land $177,566 Building $146,787
2023$4,316.00 (+0.7%)$311,760 Land $170,672 Building $141,088
2022$4,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 545 Virgil St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Virgil St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - BAY POINT
private · serves 23,765 people · EPA ID CA0710002
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25

May also be available: AT&T, Verizon.

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