545 Vine St, Oceanside, CA 92054 Property Records

San Diego County property record for 545 Vine St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1975
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Mar 2024)
Tax Bill	$13,159 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-332-22-00`

Property Details

APN / Parcel Number

Primary APN	`150-332-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 VINE ST
City	OCEANSIDE
State	CA
Zip	92054-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 2 LOTS 25&26 TR 000101
Legal Subdivision	TIMKEN & OBEARS SUB
Legal Tract	000101
Legal Block	2
Legal Lot Number	25,26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	18201

Owner

Source: San Diego County records · APN 150-332-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 VINE ST, OCEANSIDE, CA 92054-4231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Grant Deed, Transfer · Conventional Mortgage UBS BANK USA
May 26, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 03, 2019	Deed of Trust, Mortgage · ARM WINGS FINANCIAL CU
Feb 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	202473808
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	0000070829
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2024
Property Address	545 VINE ST, OCEANSIDE, CA 92054-4231
Document Number	0000073808
Map Reference	MAP 101
Instrument Date	Mar 01, 2024
Instrument	2024-0073808
Transaction Type	Transfer
Record Updated	Apr 03, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 VINE ST, OCEANSIDE, CA 92054-4231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073809
Date	Mar 25, 2024
Instrument	2024-0073809

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	545 VINE ST, OCEANSIDE, CA 92054-4231
Document Number	0000398700
Map Reference	MAP 101
Instrument Date	May 13, 2021
Instrument	2021-0398700
Transaction Type	Transfer
Record Updated	Jun 04, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	545 VINE ST, OCEANSIDE, CA 92054-4231

Mortgage

Document Number	0000398701
Date	May 26, 2021
Instrument	2021-0398701

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 VINE ST, OCEANSIDE, CA 92054-4231
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000378982
Date	Sep 03, 2019
Instrument	2019-0378982

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2019
Property Address	545 VINE ST, OCEANSIDE, CA 92054-4231
Document Number	0000070829
Map Reference	MAP 101
Instrument Date	Feb 20, 2019
Instrument	2019-0070829
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 VINE ST, OCEANSIDE, CA 92054-4231

Mortgage

Document Number	0000070830
Date	Feb 27, 2019
Instrument	2019-0070830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,278,460 (+8.99%) Land $946,764 Building $331,696
2025	$13,159.00 (+35.01%)	$1,173,000 (+32.64%) Land $928,200 Building $244,800
2023	$9,747.00 (+1.54%) Homeowner's exemption	$884,340 Land $728,280 Building $156,060
2022	$9,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730182012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Vine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures