545 Vanderburg St, Gary, IN 46403 Property Records

Lake County property record for 545 Vanderburg St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,872 sqft · built 1972
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on Record
Last Sale$231,500 (Feb 2023)
Tax Bill$2,227 (2024)
Deeds & MortgagesJul 2024 Mortgage
Apr 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0587-0074

Property Details

APN / Parcel Number

Primary APN001-25-46-0587-0074
Alternative APNs
  • 45-05-33-404-003.000-004
  • 254605870074

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2022
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area7,144 sqft (0.164 acres)
Lot Dimensions110 ft deep x 65 ft wide
TerrainRolling
View / LotAlley
Garage Area1,872 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address545 VANDERBURG ST
CityGARY
StateIN
Zip46403-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOTTOWATTOMI PARK LOT 74
Legal SubdivisionPOTTOWATTOMI PARK
Legal Lot Number74
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2010
Census Tract10100

Owner

Source: Lake County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 VANDERBURG ST, GARY, IN 46403-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 22, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Feb 27, 2023Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC
Mar 11, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 14, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2023 · Amount on Record
Deed SaleFeb 27, 2023 · Amount on Record
Prior SaleMar 11, 2019
Deed Document Number2023505649
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address545 VANDERBURG ST, GARY, IN 46403-2234
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 VANDERBURG ST, GARY, IN 46403-2234

Mortgage

Document Number0000023929
DateJul 22, 2024
Instrument2024-523929
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueMar 1, 2053

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateApr 22, 2026
Property Address545 VANDERBURG ST, GARY, IN 46403-2234
Document Number0000515932
Instrument DateMar 9, 2026
Instrument2026515932
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 VANDERBURG ST, GARY, IN 46403-2234
InvestorPossibly a Property Investor

Mortgage

Document Number0000515932,
DateApr 22, 2026
Instrument2026515932
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueApr 1, 2066
Interest
Rate6.11%
Max Rate-1%

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateFeb 27, 2023
Property Address545 VANDERBURG ST, GARY, IN 46403-2234
Document Number0000005649
Map ReferenceMB 34 PG 63
Instrument DateFeb 22, 2023
Instrument2023-505649
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 VANDERBURG ST, GARY, IN 46403-2234

Mortgage

Document Number0000005650
DateFeb 27, 2023
Instrument2023-505650
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateMar 11, 2019
Property Address545 VANDERBURG ST, GARY, IN 46403-2234
Document Number0000014276
Instrument DateMar 8, 2019
Instrument14276
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9800 CONNECTICUT DR #B2-900 CROWN POINT IN 463077840, B2-900, CROWN POINT, IN 46307-7840

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateFeb 14, 2019
Property Address545 VANDERBURG ST, GARY, IN 46403-2234
Document Number0000009631
Instrument DateJan 21, 2019
Instrument9631
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 E 84TH AVE MERRILLVILLE IN 464106366, MERRILLVILLE, IN 46410-6366

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$235,500 (+32.53%) Land $32,300 Building $203,200$235,500 (+32.53%) Land $32,300 Building $203,200
2024$2,227.00 (-21.11%)
2023$177,700 (+61.25%) Land $33,500 Building $144,200$177,700 (+61.25%) Land $33,500 Building $144,200
2022$2,823.00 (-70.8%)$110,200 Land $18,100 Building $92,100$110,200 Land $18,100 Building $92,100
2021$9,667.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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