York County property record for 545 Unity St, Fort Mill, SC 29715
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,826 sqft · built 2023 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Oct 2021) |
| Tax Bill | $5,985 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-04-20-016 |
| Primary APN | 020-04-20-016 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Living Area |
| Gross Area | 3,848 sqft |
| 1st Floor Area | 1,343 sqft |
| 2nd Floor Area | 1,483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 545 UNITY ST |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29715-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .48 AC / LT 3 /UNITY & E GREGG |
| Legal Lot Number | 3 |
| Legal Unit | Y |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 61101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Unity Presbyterian Church Complex listed 1992 · 4 contributing resources · NRIS 92000649 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
545 Unity St is owned and occupied by two individuals who bought it in October 2021.
Source: York County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 UNITY ST, FORT MILL, SC 29715-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Oct 19, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Nov 19, 1998 · Amount on File |
| Deed Document Number | 202159825 |
| Deed Book / Page | 19691 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 545 UNITY ST, FORT MILL, SC 29715-1829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11818 MIRROR LAKE DR, CHARLOTTE, NC 28226-3619 |
| Document Number | 2023600333 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 20236/333 |
| Instrument | 2022026943 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | 23802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 19, 2021 |
| Property Address | 545 UNITY ST, FORT MILL, SC 29715-1829 |
| Document Number | 1969100305 |
| Book / Page | 19691 / 305 |
| Map Reference | MB 153 PG 363 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021059825 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $436.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11818 MIRROR LAKE DRIVE, COLUMBIA, SC 29226-0001 |
The 2025 property tax bill for 545 Unity St was $5,985.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Fort Mill Town |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,985.00 | $24,931 Land $3,468 Building $21,463 | $701,000 Land $97,500 Building $603,500 |
| 2023 | $1,030.00 | $4,400 Land $4,400 | $110,000 Land $110,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 545 Unity St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 545 Unity St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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