545 Trout Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 545 Trout Ln, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2001
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2023)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Feb 2023 Sale Sep 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-7490-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-7490-7`
Alternative APNs	`16-28-16-34806-000-5450` `281616348060005450` `R404904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,429 sqft
1st Floor Area	1,688 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	80 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	258 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R404904
Street Address	545 TROUT LN
City	OLDSMAR
State	FL
Zip	34677-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULL-AIRE VILLAGE PHASE 2B LOT 545
Legal Range	16E
Legal Township	28S
Legal Section	16
Legal Subdivision	GULL-AIRE VILLAGE PHASE 2B
Legal Phase	2B
Legal Tract	34806
Legal Lot Number	545
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27319

Owner

545 Trout Ln is owned and occupied by an individual who bought it in February 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	545 TROUT LN, OLDSMAR, FL 34677-2566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 20, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 6, 2017	Quit Claim Deed, Transfer CJ NATIONAL TITLE LLC, CJ NAT'L TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	202326435
Deed Book / Page	22332 / 1570
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	0223321570
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2023
Property Address	545 TROUT LN, OLDSMAR, FL 34677-2566
Document Number	0223321570
Book / Page	22332 / 1570
Map Reference	MB 121 PG 97
Instrument Date	Jan 18, 2023
Instrument	2023026435
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 TROUT LN, OLDSMAR, FL 34677-2566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 TROUT LN, OLDSMAR, FL 34677-2566

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 20, 2022
Property Address	545 TROUT LN, OLDSMAR, FL 34677-2566
Document Number	0222060702
Book / Page	22206 / 702
Map Reference	MB 121 PG 97
Instrument Date	Aug 10, 2022
Instrument	2022282780
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 TROUT LN, 545, OLDSMAR, FL 34677-2566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 TROUT LN, OLDSMAR, FL 34677-2566

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 6, 2017
Property Address	545 TROUT LN, OLDSMAR, FL 34677-2566
Document Number	0194750829
Book / Page	019475 / 000829
Instrument Date	Dec 29, 2016
Instrument	6489
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	CJ NATIONAL TITLE LLC, CJ NAT'L TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	545 TROUT LN OLDSMAR FL 346772566, OLDSMAR, FL 34677-2566

Tax Assessment & Valuation

The 2025 property tax bill for 545 Trout Ln was $1,783 with a homeowner's exemption, up 6.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+6.64%) Homeowner's exemption	$143,284	$328,742 Land $98,175 Building $230,567
2024	$1,672.00 (+2.33%)
2023	$1,634.00 (+3.75%) Homeowner's exemption	$135,190 (+3%)	$288,209 (+22.47%) Land $107,993 Building $180,216
2022	$1,575.00 Homeowner's exemption	$131,252	$235,339 Land $103,084 Building $132,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Trout Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 453 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	453 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	15 of 40
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Trout Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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