545 Trinity Ter, Elgin, IL 60123 Property Records

Kane County property record for 545 Trinity Ter, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1987
Square Footage	1,793 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2007)
Tax Bill	$6,046.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-09-376-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,793 sqft Living Area
Gross Area	3,586 sqft Gross Area
1st Floor	1,793 sqft 1st Floor
Basement Area	1,793 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	121 ft x 91 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	545 TRINITY TER
City	ELGIN
State	IL
Zip	60123-2693
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 2 LOT 23
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	23
Legal Unit	2
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3014
Census Tract	851909

Owner

Source: Kane County records · APN 06-09-376-019

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 TRINITY TER, ELGIN, IL 60123-2693
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2007 · Amount on Record
Deed Sale	Jan 08, 2007 · Amount on Record
Deed Doc Number	20073032
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	545 TRINITY TER, ELGIN, IL 60123-2693
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004394
Date	Jan 21, 2022
Instrument	2022K004394

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2042

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,046.00 (-21.88%) Homeowner's exemption Senior Citizen's exemption
2024		$115,632 (+21.39%) Land $31,863 Building $83,769	$347,035 (+21.44%) Land $95,627 Building $251,408
2022	$7,739.00 (+4.44%) Homeowner's exemption	$95,254 (+6.96%) Land $26,248 Building $69,006	$285,762 (+6.96%) Land $78,744 Building $207,018
2021	$7,410.00 Homeowner's exemption	$89,056 Land $24,540 Building $64,516	$267,168 Land $73,620 Building $193,548