Kane County property record for 545 Teal Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 2,286 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $5,931.00 (2025) |
| Primary APN | 06-11-131-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,286 sqft Living Area |
| Gross Area | 2,979 sqft Gross Area |
| Basement Area | 693 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | None Cooling |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 545 TEAL AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2185 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SADLERS ADDN LOT 7 BLOCK 11 |
| Legal Subdivision | SADLERS ADDN |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-11-131-003
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 TEAL AVE, ELGIN, IL 60123-2185 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 25, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | May 19, 2004 · Amount on Record |
| Deed Doc Number | 202215822 |
| Prior Transfer Date | Oct 15, 2004 |
| Prior Transfer Doc | 0000136558 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 25, 2026 |
| Property Address | 545 TEAL AVE, ELGIN, IL 60123-2185 |
| Document Number | 0000007519 |
| Instrument Date | Jul 01, 2025 |
| Instrument | 2026K007519 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 545 TEAL AVE, ELGIN, IL 60123-2185 |
| Document Number | 0000007520 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026K007520 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 22, 2022 |
| Property Address | 545 TEAL AVE, ELGIN, IL 60123-2185 |
| Document Number | 0000015822 |
| Instrument Date | Mar 09, 2022 |
| Instrument | 2022K015822 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 TEAL AVE, ELGIN, IL 60123-2185 |
| Document Number | 0000015823 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022K015823 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,931.00 (+4.42%) Homeowner's exemption | ||
| 2024 | $5,680.00 (+10.94%) Homeowner's exemption | $79,180 (+21.4%) Land $13,678 Building $65,502 | $237,635 (+21.44%) Land $41,050 Building $196,585 |
| 2022 | $5,120.00 (+4.68%) Homeowner's exemption | $65,225 (+6.96%) Land $11,267 Building $53,958 | $195,675 (+6.96%) Land $33,801 Building $161,874 |
| 2021 | $4,891.00 Homeowner's exemption | $60,981 Land $10,534 Building $50,447 | $182,943 Land $31,602 Building $151,341 |
545 Teal Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 34th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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