545 Tate Dr, Desoto, TX 75115 Property Records

Dallas County property record for 545 Tate Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,782 sqft · built 1990
Lot Size	0.188 acres (8,181 sqft)
Owner	Individual Name on File
Last Sale	$141,300 (Apr 2009)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`200313100J00300`

Property Details

APN / Parcel Number

Primary APN	`200313100J00300`
Alternative APN	`20-03131-00J-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,181 sqft (0.188 acres)
Lot Dimensions	110 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200313100J00300
Street Address	545 TATE DR
City	DESOTO
State	TX
Zip	75115-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z313
Legal Description	EAGLE DOWNS PH 2 REP PH 2A BLK J LT 3 INT200900093919 DD03312009 CO-DC 0313100J00300 4CS0313100J
Legal Subdivision	EAGLE DOWNS PH 2 REP
Legal Tract	3131
Legal Block	J
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2016
Census Tract	16632

Owner

545 Tate Dr is owned and occupied by an individual who bought it in April 2009.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	545 TATE DR, DESOTO, TX 75115-6063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Feb 23, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2009 · Amount on File
Deed Sale	Apr 2, 2009 · Amount on File
Prior Sale	Apr 8, 1997 · Amount on File
Deed Document Number	200993919
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	0000093919
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	545 TATE DR, DESOTO, TX 75115-6063
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 TATE DR, DESOTO, TX 75115-6063

Mortgage

Document Number	0000078049
Date	Mar 21, 2022
Instrument	202200078049

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Nov 1, 2046

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	545 TATE DR, DESOTO, TX 75115-6063
Document Number	0000096974
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 TATE DR DESOTO TX 751156063, DESOTO, TX 75115-6063

Mortgage

Document Number	0000096974
Date	Apr 18, 2019
Instrument	96974

Lender

Name	CREDIT UNION/TX
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 545 Tate Dr was $5,098 with exemptions applied, up 8.4% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,000 (-) Land $54,000 Building $251,000	$305,000 (-) Land $54,000 Building $251,000
2025	$5,098.00 (+8.42%) Homeowner's exemption	$305,000 Land $54,000 Building $251,000	$305,000 Land $54,000 Building $251,000
2024	$4,702.00 (-9.23%)
2023	$5,180.00 (-7.83%) Homeowner's exemption	$285,000 Land $54,000 Building $231,000	$285,000 Land $54,000 Building $231,000
2022	$5,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Tate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Tate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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