545 Talbot Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 545 Talbot Ave, Pacifica, CA 94044 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1958
Square Footage2,300 sqft Living Area
Lot Size20,796 sqft (0.477 acres)
Garage450 sqft
Last Sale$2,005,000 (2026)
Tax Bill$15,183.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-260-030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,300 sqft Living Area
Gross Area2,610 sqft Gross Area
1st Floor1,390 sqft 1st Floor
Basement Area1,120 sqft Basement
Finished Basement810 sqft Finished
Unfinished Basement310 sqft Unfinished
Family RoomFamily Room

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area20,796 sqft (0.477 acres)
Depth X Width221 ft x 96 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area450 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address545 TALBOT AVE
CityPACIFICA
StateCA
Zip94044-2649
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLYING ADJ TO SLY LINE OF LOTS 9 & 10 OF SALADA BEACH TERRACE ACREAGE CITY OF PACIFICA
Legal SubdivisionSALADA BEACH TERRACE
Legal Lot Number9,10
JurisdictionSAN MATEO CA
Minor Civil DivisionSOUTH SAN FRANCISCO
Census Blockgroup1
Census Block1001
Census Tract603000

Owner

Source: San Mateo County records · APN 016-260-030

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12 DOVER PL, MANHATTAN BEACH, CA 90266-7228
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A
Jul 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Oct 12, 2018Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 19, 2019Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2026 · Amount on Record
Deed SaleJun 04, 2026 · Amount on Record
Prior SaleJun 16, 2014 · Amount on Record
Deed Doc Number202631906
Prior Transfer DateJul 31, 2009
Prior Transfer Doc0000107794
Record RefreshedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJun 04, 2026
Property Address545 TALBOT AVE, PACIFICA, CA 94044-2649
Document Number0000031906
Instrument DateMay 20, 2026
Instrument202631906
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$222,755.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 DOVER PL, MANHATTAN BEACH, CA 90266-7228

Mortgage

Document Number0000031907,
DateJun 04, 2026
Instrument202631907
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address545 TALBOT AVE, PACIFICA, CA 94044-2649
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056774
DateJul 20, 2018
Instrument2018-056774
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address545 TALBOT AVE, PACIFICA, CA 94044-2649
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079313
DateOct 12, 2018
Instrument2018-079313
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address545 TALBOT AVE, PACIFICA, CA 94044-2649
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 TALBOT AVE, PACIFICA, CA 94044-2649

Mortgage

Document Number0000138803
DateDec 03, 2020
Instrument2020-138803
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address545 TALBOT AVE, PACIFICA, CA 94044-2649
Document Number0000089186
Instrument DateOct 19, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address545 TALBOT AVE PACIFICA CA 940442649, PACIFICA, CA 94044-2649

Mortgage

Document Number0000089186
DateOct 25, 2019
Instrument89186
Lender
NameGUARANTEED RATE
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Agreement
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,156,588 (+2%) Land $578,294 Building $578,294
2025$15,183.00 (-0.8%) Homeowner's exemption$1,133,910 (+4.04%) Land $566,955 Building $566,955
2023$15,305.00 (+8.05%) Homeowner's exemption$1,089,882 Land $544,941 Building $544,941$1,152,540
2022$14,165.00

Flood & Wildfire

545 Talbot Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 19th in California
Wildfire LikelihoodLow — about 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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