545 SW Indian River Ct, Stuart, FL 34994 Property Records

Martin County property record for 545 SW Indian River Ct, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,504 sqft · built 1977
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2022)
Tax Bill	$12,009 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-024-000-0005.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-024-000-0005.0-8-0000`
Alternative APNs	`08-38-41-024-000-00050-8` `25021`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,504 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	2,148 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,657 sqft (0.589 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25021
Street Address	545 SW INDIAN RIVER CT
City	STUART
State	FL
Zip	34994-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	POPPLETON CREEK ESTATES LOTS 5 & 6 & BEG SW COR LOT 5 NELY TO W R/W SR 714 S ALG R/W 44 W TO POB
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	POPPLETON CREEK ESTATES
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	701

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 SW INDIAN RIVER CT, STUART, FL 34994-7149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	20222983199
Deed Book / Page	3338 / 2977
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 4, 2022
Property Address	545 SW INDIAN RIVER CT, STUART, FL 34994-7149
Document Number	0033382977
Book / Page	3338 / 2977
Map Reference	MB 6 PG 83
Instrument Date	Sep 27, 2022
Instrument	2983199
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	COASTAL TITLE, COASTAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13901 BITTERSWEET WAY, 13901, TAMPA, FL 33625-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 SW INDIAN RIVER CT, STUART, FL 34994-7149

Mortgage

Document Number	0033382979
Date	Oct 4, 2022
Instrument	3338/2979

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,009.00 (-0.78%) Homeowner's exemption	$718,520 (+13.79%)	$797,750 (+13.69%) Land $206,550 Building $591,200
2024	$12,104.00 (+9.83%)
2023	$11,021.00 (-10.15%) Additional exemption filed	$631,448 (-4.24%)	$701,670 (+6.41%) Land $194,400 Building $507,270
2022	$12,266.00	$659,380 Land $214,200 Building $445,180	$659,380 Land $214,200 Building $445,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 425 condo units
Nearby Flood Claims	2 (2011–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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