545 Stoakley Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 545 Stoakley Rd, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,295 sqft · built 2004
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$649,900 (Sep 2026)
Tax Bill$5,386 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-082683

Property Details

APN / Parcel Number

Primary APN02-082683
Alternative APNs
  • 2082683
  • 082683

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,295 sqft Living Area
1st Floor Area2,295 sqft
Utility Area714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area686 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number082683
Street Address545 STOAKLEY RD
CityPRINCE FREDERICK
StateMD
Zip20678-3845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 3 HOLLY HILL
Legal SubdivisionHOLLY HILLS
Legal Lot Number3
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1017
Census Tract860701

Owner

545 Stoakley Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Calvert County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address545 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3845
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleOct 27, 2000 · Amount on File
Deed Book / Page6959 / 340
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 1, 2026
Property Address545 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3845
Document Number6959000340
Book / Page6959 / 340
Instrument DateJul 21, 2026
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyEAGLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$656,399.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address545 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3845

Mortgage

Document Number6959000348,
DateSep 1, 2026
Book Page6959/348
Lender
NameTRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 545 Stoakley Rd was $5,386.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$502,233 (+4.95%)$525,900 (-) Land $160,000 Building $365,900
2025$5,386.00$478,567$525,900 Land $160,000 Building $365,900
2023$4,469.00$430,200$454,900 Land $160,000 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Stoakley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Stoakley Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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