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545 Steele Loop, Wilmington, NC 28411 Property Records

New Hanover County property record for 545 Steele Loop, Wilmington, NC 28411 · Last verified November 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Patio Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,970 sqft Living Area
Lot Size6,360 sqft (0.146 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2024)
Tax Bill$1,779.00 (2025)

Property Details

APN / Parcel Number

Primary APNR04400-001-628-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,970 sqft Living Area
Gross Area1,736 sqft Gross Area
1st Floor1,736 sqft 1st Floor
Stories1 Stories
SunroomSunroom

Exterior

Year BuiltBuilt 2016
Architectural StyleTownhouse Style
Exterior MaterialWood Exterior
Lot Area6,360 sqft (0.146 acres)
Garage Area400 sqft Garage
PorchOpen Porch
Porch Area283 sqft Porch
TopographyLow Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address545 STEELE LOOP
CityWILMINGTON
StateNC
Zip28411-6208
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Patio Home
Legal DescriptionLOT 28 PH 1B THE RESERVE @ WESTBAY ESTATES
Legal SubdivisionCOASTAL CAROLINA DEVELOPERS
Legal Block1
Legal Lot Number28
JurisdictionNEW HANOVER NC
Minor Civil DivisionHARNETT
Census Blockgroup2
Census Block2019
Census Tract11612

Owner

Source: New Hanover County records · APN R04400-001-628-000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address545 STEELE LOOP, WILMINGTON, NC 28411-6208
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 04, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Feb 02, 2024Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Dec 02, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG
Mar 05, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2024 · Amount on Record
Deed SaleFeb 02, 2024 · Amount on Record
Prior SaleSep 06, 2016 · Amount on Record
Deed Doc Number669761
Deed Book / Page6687 / 1048
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address545 STEELE LOOP, WILMINGTON, NC 28411-6208
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00648802001
DateSep 03, 2021
Book Page6488/2001
Instrument2021043375
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address545 STEELE LOOP, WILMINGTON, NC 28411-6208
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00658500932
DateAug 04, 2022
Book Page6585/932
Instrument2022028635
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateFeb 02, 2024
Property Address545 STEELE LOOP, WILMINGTON, NC 28411-6208
Document Number00668701048
Book / Page6687 / 1048
Map ReferenceMB 61 PGS 174
Instrument DateJan 29, 2024
Instrument2024002464
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address359 OLYMPIA WAY, YORK, SC 29745-2959

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 STEELE LOOP, WILMINGTON, NC 28411-6208

Mortgage

Document Number2024002465
DateFeb 02, 2024
Instrument2024002465
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address545 STEELE LOOP, WILMINGTON, NC 28411-6208
Document Number0063880602
Instrument DateDec 02, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address545 STEELE LOOP WILMINGTON NC 284116208, WILMINGTON, NC 28411-6208

Mortgage

Document Number0063880602
DateDec 10, 2020
Book Page006388/000602
Instrument52834
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term300 Months
DueDec 09, 2045

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address545 STEELE LOOP, WILMINGTON, NC 28411-6208
Document Number0062920826
Instrument DateMar 05, 2020
Transaction TypeMortgage
Record UpdatedApr 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address545 STEELE LOOP WILMINGTON NC 284116208, WILMINGTON, NC 28411-6208

Mortgage

Document Number0062920826
DateMar 11, 2020
Book Page006292/000826
Instrument8790
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term300 Months
DueMar 10, 2045

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,779.00 (+29.01%)$456,600 (+79.55%) Land $103,600 Building $353,000$456,600 (+79.55%) Land $103,600 Building $353,000
2024$1,379.00 (+20.96%)
2023$1,140.00 (+1.06%)$254,300 Land $66,400 Building $187,900$254,300 Land $66,400 Building $187,900
2022$1,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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