Ashtabula County property record for 545 State St, Conneaut, OH 44030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,398 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-107-00-087-00 |
| Primary APN | 12-107-00-087-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 490 sqft |
| Upper Floors Area | 84 sqft |
| Basement Area | 334 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 121 ft deep x 25 ft wide |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 545 STATE ST |
|---|---|
| City | CONNEAUT |
| State | OH |
| Zip | 44030-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 N OF MAIN |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | CONNEAUT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 103 |
545 State St is owned and occupied by an individual.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 STATE ST, CONNEAUT, OH 44030-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 545 STATE ST, CONNEAUT, OH 44030-2233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 545 STATE ST, CONNEAUT, OH 44030-2233 |
| Document Number | 0000010111 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 855/2363 |
| Instrument | 2025-00010111 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 545 STATE ST, CONNEAUT, OH 44030-2233 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004585 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 769/2271 |
| Instrument | 202200004585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 545 State St was $1,465.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| Municipality | Conneaut City |
| Unified School District | Conneaut Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 | $20,170 Land $2,560 Building $17,610 | $57,600 Land $7,300 Building $50,300 |
| 2023 | $958.00 (+17.4%) | $20,170 (+33.4%) Land $2,560 Building $17,610 | $57,600 Land $7,300 Building $50,300 |
| 2022 | $816.00 | $15,120 Land $1,960 Building $13,160 | |
| 2020 | $43,200 Land $5,600 Building $37,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONNEAUT serves 12,538 people · EPA ID OH0400411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GreatWave Communications Fiber | 600 / 600 |
| Verizon Fixed Wireless | 300 / 20 |
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