Kendall County property record for 545 Springbrook Trl N, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,602 sqft · built 2004 |
| Lot Size | 0.058 acres (2,505 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Aug 2004) |
| Tax Bill | $5,524 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-450-008 |
| Primary APN | 03-03-450-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,602 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,505 sqft (0.058 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 545 SPRINGBROOK TRL N |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 41 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 890103 |
Source: Kendall County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage STONE MORTGAGE CORPORATION |
| Oct 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage LENOX FINANCIAL MORTGAGE CORP |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2004 · Amount on Record |
| Deed Sale | Aug 25, 2004 · Amount on Record |
| Deed Document Number | 200423863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 29, 2026 |
| Property Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000014169 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202614169 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000014169, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202614169 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 1, 2026 |
| Property Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000004452 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20264452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000004452, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20264452 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0000011711 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 202300011711 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018411 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 201700018411 |
| Name | LENOX FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 545 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023656 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 202000023656 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,406 (+11%) Land $18,023 Building $70,383 | $265,218 (+11%) Land $54,069 Building $211,149 | |
| 2024 | $5,524.00 | $79,645 (+23.05%) Land $16,237 Building $63,408 | $238,935 (+23.05%) Land $48,711 Building $190,224 |
| 2022 | $64,725 Land $13,195 Building $51,530 | $194,175 Land $39,585 Building $154,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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