Woodford County property record for 545 Sheffield Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,390 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $264,500 (Sep 2019) |
| Tax Bill | $3,268 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3014-095-00 |
| Primary APN | 30-3014-095-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 32485 |
|---|---|
| Street Address | 545 SHEFFIELD DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 S |
| Legal Subdivision | THE COLONY |
| Legal Lot Number | 57 |
| Legal Unit | 5 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50105 |
545 Sheffield Dr is owned and occupied by an individual who bought it in September 2019.
Source: Woodford County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 545 SHEFFIELD DR, VERSAILLES, KY 40383-9542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE NATIONAL BANK |
| Sep 27, 2019 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Deed Document Number | 84526 |
| Deed Book / Page | D315 / 517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 545 SHEFFIELD DR, VERSAILLES, KY 40383-9542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00M874/141 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | M874/141 |
| Instrument | 90985 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 545 SHEFFIELD DR, VERSAILLES, KY 40383-9542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M805/683 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | M805/683 |
| Instrument | 44603 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Sep 27, 2019 |
| Property Address | 545 SHEFFIELD DR, VERSAILLES, KY 40383-9542 |
| Document Number | 00D315/517 |
| Book / Page | D315 / 517 |
| Map Reference | CAB C SLC 205 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 84526 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2151 MEETING ST APT 7108, 7108, LEXINGTON, KY 40509-4651 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 545 SHEFFIELD DR, VERSAILLES, KY 40383-9542 |
| Document Number | 0000084527 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 84527 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 545 Sheffield Dr was $3,268.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,268.00 | $334,600 | $334,600 |
| 2023 | $2,829.00 | $264,500 | $264,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Sheffield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Sheffield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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