545 Shady Dr, Ramseur, NC 27316 Property Records

Randolph County property record for 545 Shady Dr, Ramseur, NC 27316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1975
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$161,500 (Apr 2022)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8702629646`

Property Details

APN / Parcel Number

Primary APN	`8702629646`
Alternative APN	`0072287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,158 sqft
1st Floor Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asbestos
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 SHADY DR
City	RAMSEUR
State	NC
Zip	27316-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-16
Legal Description	J W PLUMMER;PT L6 PL:PB17-PG37
Legal Subdivision	J W PLUMMER
Legal Block	62
Legal Lot Number	6
Jurisdiction	RANDOLPH NC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1059
Census Tract	31001

Owner

Source: Randolph County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 SHADY DR, RAMSEUR, NC 27316-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 6, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Nov 6, 2018
Deed Document Number	0002802782
Deed Book / Page	2802 / 782
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Apr 19, 2022
Property Address	545 SHADY DR, RAMSEUR, NC 27316-9505
Document Number	0028020782
Book / Page	2802 / 782
Map Reference	MB 17 PG 37
Instrument Date	Apr 5, 2022
Instrument	20143719
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 MONTANA LN, 330, SPRING LAKE, NC 28390-7795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 SHADY DR, RAMSEUR, NC 27316-9505

Mortgage

Document Number	0002802784
Date	Apr 19, 2022
Instrument	2802/784

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	545 SHADY DR, RAMSEUR, NC 27316-9505
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027751919
Date	Oct 15, 2021
Book Page	2775/1919
Instrument	20131868

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Nov 6, 2018
Property Address	545 SHADY DR, RAMSEUR, NC 27316-9505
Document Number	0026220331
Book / Page	2622 / 0331
Map Reference	MB 17 PG 37
Instrument Date	Oct 29, 2018
Instrument	20069376
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 OLDE TOWNE PKWY, 1162, ASHEBORO, NC 27205-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 SHADY DR, RAMSEUR, NC 27316-9505

Mortgage

Document Number	20069377
Date	Nov 6, 2018
Instrument	20069377

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Randolph County
Municipality	Ramseur Town
Unified School District	Randolph County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (+4.26%)	$126,470 (-) Land $21,750 Building $104,720	$126,470 (-) Land $21,750 Building $104,720
2023	$1,479.00	$126,470 Land $21,750 Building $104,720	$126,470 Land $21,750 Building $104,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAMSEUR serves 1,790 people · EPA ID NC0276020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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