Carteret County property record for 545 Seashore Dr, Atlantic, NC 28511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,294 sqft · built 1975 |
| Lot Size | 3.74 acres (162,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,000 (Feb 2018) |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 7491.06.39.0707000 |
| Primary APN | 7491.06.39.0707000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,294 sqft Heated Area |
| Gross Area | 1,610 sqft |
| 1st Floor Area | 286 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 162,958 sqft (3.74 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 692 sqft |
| Deck Area | 12 sqft |
| Utility Building | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42400 |
|---|---|
| Street Address | 545 SEASHORE DR |
| City | ATLANTIC |
| State | NC |
| Zip | 28511-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5 CHARLIE HAMILTON. |
| Legal Tract | 5 |
| Legal Block | 39 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 970101 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 SEASHORE DR, ATLANTIC, NC 28511-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Prior Sale | Nov 24, 2004 · Amount on Record |
| Deed Document Number | 20181600108 |
| Deed Book / Page | 1600 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Feb 16, 2018 |
| Property Address | 545 SEASHORE DR, ATLANTIC, NC 28511-9792 |
| Document Number | 0016000108 |
| Book / Page | 1600 / 108 |
| Map Reference | MB8 PG40 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 1600108 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4032 MOSS PL, 4032, ALEXANDRIA, VA 22304-1722 |
| Name | Verified Name |
|---|---|
| Address | 545 SEASHORE DR, ATLANTIC, NC 28511-9792 |
| Document Number | 0001600109 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 1600109 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,688 (-) Land $93,076 Building $318,612 | $411,688 (-) Land $93,076 Building $318,612 | |
| 2025 | $1,600.00 (+64.61%) | $411,688 (+162.27%) Land $93,076 Building $318,612 | $411,688 (+162.27%) Land $93,076 Building $318,612 |
| 2023 | $156,972 Land $39,075 Building $117,897 | $156,972 Land $39,075 Building $117,897 | |
| 2022 | $972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 308 (1985–2026) |
| Claims Outside the SFHA | 15 of 308 |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 98.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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