545 Sabal Palm Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 545 Sabal Palm Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,166 sqft · built 2012
Lot Size0.215 acres (9,363 sqft)
Owner2 Individual Names on Record
Tax Bill$48,903 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-004-0130

Property Details

APN / Parcel Number

Primary APN24-5205-004-0130

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,166 sqft Living Area
Gross Area6,871 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area9,363 sqft (0.215 acres)
Lot Dimensions123 ft deep x 76.1 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area1,135 sqft
Deck AreaDeck Area
Patio Area100 sqft

Location & Zoning

Street Address545 SABAL PALM DR
CityKEY BISCAYNE
StateFL
Zip33149-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB 2ND ADDN PB 50-75 LOT 6 BLK 10 LOT SIZE 76.120 X 123 OR 11003-1322 0181 5 COC 24433-2493 25733-0576 0181 5
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionTROPICAL ISLE HOMES SUB 2ND ADDN
Legal Block10
Legal Lot Number6
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3031
Census Tract4602

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address545 SABAL PALM DR, KEY BISCAYNE, FL 33149-1820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2012
Deed SaleMay 17, 2012
Prior SaleMay 9, 2012 · Amount on Record
Deed Document Number2012351939
Deed Book / Page28114 / 4690
Prior Transfer DateJan 18, 2006
Prior Transfer Doc0000409238
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address545 SABAL PALM DR, KEY BISCAYNE, FL 33149-1820
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 SABAL PALM DR, KEY BISCAYNE, FL 33149-1820

Mortgage

Document Number0000108033
DateFeb 4, 2022
Book Page33003/2210
Instrument2022R0108033
Lender
NameCITY NATIONAL BANK OF FLORIDA
TypeBank
AddressMIAMI, FL 33131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,903.00 (+3.66%) Homeowner's exemption$3,088,442 (+5.99%)$3,864,668 (+5.65%) Land $2,434,380 Building $1,430,288
2023$47,178.00 (+3.79%) Homeowner's exemption$2,913,983 (+3%)$3,658,132 (+15.26%) Land $2,153,490 Building $1,504,642
2022$45,457.00 Homeowner's exemption$2,829,110$3,173,930 Land $1,652,570 Building $1,521,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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