545 S Wayne Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 545 S Wayne Ave, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,617 sqft · built 1900
Lot Size0.172 acres (7,516 sqft)
Owner2 Individual Names on Record
Tax Bill$3,194 (2026)
Deeds & MortgagesJul 2022 Refinance
Aug 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN55 1 27-11

Property Details

APN / Parcel Number

Primary APN55 1 27-11
Alternative APN
  • 178906

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,617 sqft Living Area
1st Floor Area2,569 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,516 sqft (0.172 acres)
Garage Area320 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number178906
Street Address545 S WAYNE AVE
CityWAYNESBORO
StateVA
Zip22980-4835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-MF
Legal DescriptionBLOCK 27 LOTS 11 & 12 WAYNESBORO CO ADT
Legal SubdivisionWAYNESBORO COMPANY
Legal Block27
Legal Lot Number11-12
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group4
Census Block4009
Census Tract3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tree Streets Historic District
listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address545 S WAYNE AVE, WAYNESBORO, VA 22980-4835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DUPONT COMMUNITY CREDIT UNION
Aug 21, 2017Deed of Trust, Mortgage · Line of Credit
DUPONT COMMUNITY CREDIT UNION
Jul 24, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
DUPONT COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address545 S WAYNE AVE, WAYNESBORO, VA 22980-4835
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220002064
DateJul 19, 2022
Instrument220002064
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term418 Months
DueMay 20, 2057
Interest
Rate TypeAdjustable Rate
Rate3.75%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address545 S WAYNE AVE, WAYNESBORO, VA 22980-4835
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001966
DateAug 21, 2017
Instrument170001966
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueAug 11, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address545 S WAYNE AVE, WAYNESBORO, VA 22980-4835
Transaction TypeMortgage
Record UpdatedAug 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170001644
DateJul 24, 2017
Instrument170001644
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2032
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,194.00 (+16.31%)$367,200 (+2.94%) Land $60,000 Building $307,200$367,200 (+2.94%) Land $60,000 Building $307,200
2023$2,746.00$356,700 Land $57,500 Building $299,200$356,700 Land $57,500 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims31 (1985–2018)
Claims Outside the SFHA8 of 31
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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