Lucas County property record for 545 S Stephen St, Oregon, OH 43616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1962 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2003) |
| Tax Bill | $2,573 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-86374 |
| Primary APN | 44-86374 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 S STEPHEN ST |
|---|---|
| City | OREGON |
| State | OH |
| Zip | 43616-2977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40-R2 |
| Legal Description | EAST HIGHLAND 2ND EXTN LOT 170 |
| Legal Subdivision | EAST HIGHLAND 2 |
| Legal Lot Number | 170 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | OREGON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10002 |
545 S Stephen St is owned and occupied by an individual who acquired it in August 2007.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 S STEPHEN ST, OREGON, OH 43616-2977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on File |
| Deed Sale | Jul 10, 2003 · Amount on File |
| Prior Sale | Jul 10, 2003 · Amount on File |
| Deed Document Number | 0000038478 |
| Last Transfer Date | Aug 17, 2007 |
| Transfer Doc | 0000049166 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 545 S Stephen St was $2,573, up 8.2% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,573.00 (+8.25%) | $50,995 (-) Land $13,650 Building $37,345 | |
| 2024 | $2,377.00 (-5.79%) | $50,995 (+14.72%) Land $13,650 Building $37,345 | $145,700 Land $39,000 Building $106,700 |
| 2023 | $2,523.00 (-0.67%) | $44,450 (-) Land $12,075 Building $32,375 | |
| 2022 | $2,540.00 Homeowner's exemption | $44,450 Land $12,075 Building $32,375 | |
| 2021 | $127,000 Land $34,500 Building $92,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 545 S Stephen St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1992–2015) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 545 S Stephen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON CITY serves 19,950 people · EPA ID OH4800911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Wireless, Spectrum.
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