545 S Ohio St, Aurora, IL 60505 Property Records

Kane County property record for 545 S Ohio St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 824 sqft · built 1934
Lot Size0.174 acres (7,563 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Jan 2020)
Tax Bill$3,393 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-26-333-014

Property Details

APN / Parcel Number

Primary APN15-26-333-014

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area824 sqft Living Area
Gross Area2,264 sqft
1st Floor Area824 sqft
Basement Area824 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleRanch
Construction TypeFrame
Lot Area7,563 sqft (0.174 acres)
Lot Dimensions150 ft deep x 50.4 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address545 S OHIO ST
CityAURORA
StateIL
Zip60505-4957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLF VIEW GARDENS LOTS 8 & 9 BLK 1
Legal SubdivisionGOLF VIEW GARDENS
Legal Block1
Legal Lot Number8,9
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2008
Census Tract854302

Owner

545 S Ohio St is owned and occupied by an individual who bought it in January 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address545 S OHIO ST, AURORA, IL 60505-4957
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 21, 2020Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Jan 21, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jun 25, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on File
Deed SaleJan 21, 2020 · Amount on File
Prior SaleJan 21, 2020 · Amount on File
Deed Document Number20203643
Prior Transfer DateJul 1, 2015
Prior Transfer Doc0000026615
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address545 S OHIO ST, AURORA, IL 60505-4957
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010005
DateFeb 22, 2022
Instrument2022K010005
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037
Interest
Rate TypeFixed Rate
Rate3%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 21, 2020
Property Address545 S OHIO ST, AURORA, IL 60505-4957
Document Number0000003643
Instrument DateJan 6, 2020
Instrument2020K003643
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2230 ANDREW TRL, 2230, MONTGOMERY, IL 60538-4011

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 BINDER ST, AURORA, IL 60505-5422
InvestorPossibly a Property Investor

Mortgage

Document Number0000003644
DateJan 21, 2020
Instrument2020K003644
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 21, 2020
Property Address545 S OHIO ST, AURORA, IL 60505-4957
Document Number0000003642
Instrument DateJan 3, 2020
Instrument3642
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$86.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 S OHIO ST AURORA IL 605054957, AURORA, IL 60505-4957

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJun 25, 2019
Property Address545 S OHIO ST, AURORA, IL 60505-4957
Document Number0000026615
Instrument DateJun 25, 2019
Instrument26615
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$85.50
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2230 ANDREW TRL MONTGOMERY IL 605384011, MONTGOMERY, IL 60538-4011

Tax Assessment & Valuation

The 2025 property tax bill for 545 S Ohio St was $3,393 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,393.00 Homeowner's exemption$59,953 (+9.39%) Land $8,702 Building $51,251$179,931 (+9.39%) Land $26,116 Building $153,815
2024$54,807 Land $7,955 Building $46,852$164,487 Land $23,875 Building $140,612
2022$2,938.00 (+2.26%) Homeowner's exemption$44,680 (+7.41%) Land $6,485 Building $38,195$134,040 (+7.41%) Land $19,455 Building $114,585
2021$2,873.00 Homeowner's exemption$41,598 Land $6,038 Building $35,560$124,794 Land $18,114 Building $106,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 S Ohio St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1983–2021)
Claims Outside the SFHA2 of 19
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 S Ohio St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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