Gila County property record for 545 S Cienega Rd, Payson, AZ 85541
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1973 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 303-19-057 |
| Primary APN | 303-19-057 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 23,522 sqft (0.539 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 16 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | R028886 |
|---|---|
| Street Address | 545 S CIENEGA RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECTION: 27 TOWNSHIP: 10.5N RANGE: 14E COLCORD MTN HOMESITES; LOT 57; PLAT 194; 124/412 154/275 305/588 |
| Legal Range | 14E |
| Legal Township | 10 |
| Legal Section | 27 |
| Legal Subdivision | COLCORD/GORDON CYN |
| Legal Lot Number | 57 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 200 |
545 S Cienega Rd, a rural home, is held in a trust since June 2015.
Source: Gila County records, as of December 4, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8241 N CENTRAL AVE UNIT 1, 1, PHOENIX, AZ 85020-3556 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2015 |
| Transfer Doc | 0000005539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 545 S CIENEGA RD, PAYSON, AZ 85541-2223 |
| Document Number | 0000001761 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 545 S CIENEGA RD PAYSON AZ 855412223, PAYSON, AZ 85541-2223 |
| Document Number | 0000001761 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 1761 |
| Name | DESERT SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 21, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 545 S Cienega Rd was $2,023.
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Elementary School District | Young Elementary School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,441 Land $3,261 Building $15,180 | $184,405 Land $32,607 Building $151,798 | |
| 2025 | $2,023.00 | ||
| 2024 | $17,709 Land $3,467 Building $14,242 | $177,086 Land $34,668 Building $142,418 | |
| 2023 | $1,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 S Cienega Rd in Zone D, where flood risk has not been studied, though there have been 7 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 S Cienega Rd is extreme, ranking above 99.5% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.5% of the US · above 99.3% of Arizona |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CS GARDNER WATER COMPANY private · serves 266 people · EPA ID AZ0404038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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