545 S Bridge St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 545 S Bridge St, Holyoke, MA 01040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,820 sqft · built 1900
Lot Size0.08 acres (3,480 sqft)
Owner2 Individual Names on File
Tax Bill$2,926 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNHOLY M:0029 B:0007 L:7

Property Details

APN / Parcel Number

Primary APNHOLY M:0029 B:0007 L:7

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,820 sqft Living Area
Gross Area4,020 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,480 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address545 S BRIDGE ST
CityHOLYOKE
StateMA
Zip01040-6046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal Block7
Legal Lot Number7
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group2
Census Block2021
Census Tract811500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Holyoke Canal System
listed 1980 · 4 contributing resources · NRIS 80000473

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

545 S Bridge St is owned and occupied by two individuals.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address545 S BRIDGE ST, HOLYOKE, MA 01040-6046
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLYOKE MA
Recording DateJul 13, 2026
Property Address545 S BRIDGE ST, HOLYOKE, MA 01040-6046
Document Number0000032431
Book / Page26414 / 45
Instrument DateJul 10, 2026
Instrument202632431
Transaction TypeMortgage
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032431,
DateJul 13, 2026
Book Page26414/45
Instrument202632431
Lender
NameLOGAN FINANCE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 545 S Bridge St was $2,926, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,926.00 (+6.83%)$167,900 (+7.01%) Land $37,600 Building $130,300$243,842
2025$2,739.00 (+8.99%)$156,900 (+18.33%) Land $35,100 Building $121,800
2024$2,513.00 (+4.4%)$132,600 (+3.35%) Land $33,400 Building $99,200$149,625
2023$2,407.00$128,300 Land $33,400 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 S Bridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 S Bridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLYOKE WATER WORKS
serves 37,838 people · EPA ID MA1137000
Water SourceSurface water
Last State InspectionOct 2025
Lead9 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Netafy
Fixed Wireless
150 / 150

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