Contra Costa County property record for 545 S 20th St, Richmond, CA 94804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,886 sqft · built 1959 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $639,000 (May 2025) |
| Tax Bill | $4,490 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 544-291-013-8 |
| Primary APN | 544-291-013-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| 2nd Floor Area | 352 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 545 S 20TH ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94804-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR3 |
| Legal Description | WALLS HARBOR CENTER LOTS 22 & 23 BLK 22 |
| Legal Subdivision | WALLS HARBOR CENTER |
| Legal Block | 22 |
| Legal Lot Number | 22,23 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 380002 |
545 S 20th St is owned and occupied by two individuals who bought it in May 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 S 20TH ST, RICHMOND, CA 94804-3810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on File |
| Deed Sale | May 1, 2025 · Amount on File |
| Prior Sale | Jan 5, 2010 · Amount on File |
| Deed Document Number | 202542288 |
| Prior Transfer Date | Nov 30, 1995 |
| Prior Transfer Doc | 0000211585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 545 S 20TH ST, RICHMOND, CA 94804-3810 |
| Document Number | 0000075516 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 545 S 20TH ST RICHMOND CA 948043810, RICHMOND, CA 94804-3810 |
| Document Number | 0000075516 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 75516 |
| Name | FIRST UNITED CU |
|---|---|
| Type | Funding / Finance Company |
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 545 S 20TH ST, RICHMOND, CA 94804-3810 |
| Document Number | 0000046958 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 545 S 20TH ST RICHMOND CA 948043810, RICHMOND, CA 94804-3810 |
| Document Number | 0000046958 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 46958 |
| Name | FIRST UNITED CU |
|---|---|
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 545 S 20th St was $4,490 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $651,780 (+215.88%) Land $346,800 Building $304,980 | |
| 2025 | $4,490.00 | $206,336 Land $64,533 Building $141,803 |
| 2023 | $4,367.00 (+2.44%) | $198,326 Land $62,028 Building $136,298 |
| 2022 | $4,263.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 545 S 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 545 S 20th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures