545 River Ave, Providence, RI 02908 Property Records

Providence City property record for 545 River Ave, Providence, RI 02908

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,902 sqft · built 1940
Lot Size	0.129 acres (5,631 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Jun 2013)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PROV M:81 L:378`

Property Details

APN / Parcel Number

Primary APN	`PROV M:81 L:378`
Alternative APNs	`P:0810378 L:0000` `37347`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	978 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,631 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	37347
Street Address	545 RIVER AVE
City	PROVIDENCE
State	RI
Zip	02908-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	378
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	5
Census Block	5007
Census Tract	2300

Owner

545 River Ave is owned and occupied by two individuals who bought it in June 2013.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 RIVER AVE, PROVIDENCE, RI 02908-2131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit UNIFY FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2013 · Amount on File
Deed Sale	Jun 4, 2013 · Amount on File
Prior Sale	Sep 20, 2002 · Amount on File
Deed Document Number	20136
Deed Book / Page	10600 / 128
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	545 RIVER AVE, PROVIDENCE, RI 02908-2131
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00013507-1
Date	Mar 22, 2022
Book Page	13507/1
Instrument	2022316137

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	545 RIVER AVE, PROVIDENCE, RI 02908-2131
Document Number	12061-165
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	545 RIVER AVE PROVIDENCE RI 029082131, PROVIDENCE, RI 02908-2131

Mortgage

Document Number	12061-165
Date	Jun 8, 2018
Book Page	012061/000165
Instrument	60

Lender

Name	UNIFY FIN'L FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 545 River Ave was $3,566.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00	$424,500 Land $163,300 Building $261,200	$514,131
2023	$6,667.00 (+3.09%)	$363,300 (-) Land $106,100 Building $257,200
2022	$6,467.00	$363,300 Land $106,100 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 River Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 River Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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