545 Ridgemont Dr, Allen, TX 75002 Property Records

Collin County property record for 545 Ridgemont Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,256 sqft · built 1977
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,600 (Jan 2021)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1151-017-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-1151-017-0260-1`
Alternative APNs	`000000509836` `509836`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,793 sqft
1st Floor Area	1,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Covered Patio/Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	545 RIDGEMONT DR
City	ALLEN
State	TX
Zip	75002-4082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDRIDGE NO 2, BLK 17, LOT 26
Legal Subdivision	WINDRIDGE NO 2 (CAL)
Legal Block	17
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2017
Census Tract	31511

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 RIDGEMONT DR, ALLEN, TX 75002-4082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 27, 2019	Loan Modification, Mortgage
May 27, 2018	Loan Modification, Mortgage BTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Jan 27, 2010
Deed Document Number	2021130040
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0000130040
Record Updated	Sep 20, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 21, 2021
Property Address	545 RIDGEMONT DR, ALLEN, TX 75002-4082
Document Number	0000130040
Map Reference	VOL 12 PG 86
Instrument Date	Jan 19, 2021
Instrument	20210121000130040
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 RIDGEMONT DR, ALLEN, TX 75002-4082
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130050
Date	Jan 21, 2021
Instrument	20210121000130050

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	545 RIDGEMONT DR, ALLEN, TX 75002-4082
Document Number	0000120380
Instrument Date	Jan 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12593 FLANDERS DR FRISCO TX 750330446, FRISCO, TX 75033-0446

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	545 RIDGEMONT DR, ALLEN, TX 75002-4082
Document Number	0000849890
Instrument Date	May 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12593 FLANDERS DR FRISCO TX 750330446, FRISCO, TX 75033-0446

Mortgage

Document Number	0000849890
Date	Jul 9, 2018
Instrument	849890

Lender

Name	BTH BK
Type	Bank
Address	DALLAS, TX 75205

Agreement

Term	24 Months
Due	Jul 8, 2020

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (-34.26%) Homeowner's exemption	$298,486 (-5.82%) Land $105,000 Building $193,486	$298,486 (-5.82%) Land $105,000 Building $193,486
2024	$3,047.00 (-28.15%)
2023		$316,946 Land $84,000 Building $232,946	$316,946 Land $84,000 Building $232,946
2022	$4,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile.

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